GEICO vs Allstate – The cheapest car insurance is…

GEICO and Allstate are two of the more recognized car insurance companies in America. Each year they spend millions of dollars are spent on print, television and internet advertising in an attempt to lure you into one of their car insurance policies.

Have you fallen for their advertising tactics? Are you a current customer of GEICO or Allstate? If so, why did you move your auto insurance business to one company over the other? Was it the cute little gecko, the allure of Allstate’s stand, or did you tune out all the advertising gimmicks and base your decision on an apples-to-apples car insurance comparison quote?

GEICO or Allstate? Which is cheaper?

Whatever you reason for insuring with GEICO or Allstate, both companies are solid auto insurance companies. GEICO touts the ownership of Warren Buffet, the “Oracle of Omaha”, and uses clever commercials and catchy tunes like the new remake of  “Somebody’s Watching Me” in their new series of “That’s the money you could be saving with GEICO” commercials.

Allstate, on the other hand, attemptes to connect with a viewers emotional need for protection, by showing car accidents and the fear instilled in people afterwards. This is an entirely different approach and it also appeals to a different car insurance market demographic.

Which is cheaper, GEICO or Allstate? That depends on details such as your driving record, the types of vehicles you drive, your household composition, your credit record and many other factors. The best way to find out if GEICO or Allstate offers cheaper car insurance rates is to simply get a comparison quote from both companies. Allstate has been advertising savings of $581 over GEICO, but again, your actual rates depend on a variety of factors.

To get a competitive Allstate quote, click to visit Allstate’s website.

Whether you insure your car with GEICO or Allstate, they both have a solid financial rating. They both offer online policy access if you prefer to buy your car insurance online, and they both have potential premium discounts that you may qualify for.