I broke off my side mirror backing out of my garage


I tore off my driver's side mirror backing out of my garage. Is that covered by my car insurance policy?

You and my wife must have went to the same driving school! With households having larger vans, SUV's and pickup trucks, garage dimensions haven't changed with the size of the vehicles. I find myself parking my 2004 F-150 pickup at an angle so my wife can park her 2006 Honda Odyssey in the space available, and it's still tight getting the doors open without dinging the other vehicle.

Not only can it be difficult parking two full-size vehicles in a normal-size garage, but backing out of the garage takes extra caution to avoid tearing off the driver or passenger side rear-view mirrors. So if you happen to back out of the garage a little too quickly without making the required "swing around" to clear the garage door frame, you're left with a mirror dangling from the side of your vehicle only held on by the power mirror cord.

Enter Zip Code:

So is it covered by car insurance? If you have collision coverage on your car insurance policy, it is covered. However, depending on your chosen deductible, it may not be the best decision to file a claim for the incident. If you have a $500 deductible and the damage estimate is $650, filing a claim for $150 with your car insurance company could actually cost you more than $150 if your rates increase or you lose claim-free discounts on your next renewal.

So the short answer it yes, it's covered (if you have collision coverage), but it may be one of those accidents that you just want to suck it up and pay the bill out of your pocket. And you might also consider widening your garage or trading for a smaller vehicle!

More car insurance information

Readers of I broke off my side mirror backing out of my garage also found answers to the following car insurance questions.

I broke off my side mirror backing out of my garage

What is the easiest way to compare car insurance quotes?

Does my car insurance cover a rental car?

Get lower car insurance rates with Pleasure Use

Can I save on teen driver car insurance with liability only?

What is the best car insurance company?

Are aftermarket parts as good as OEM parts?

Like this page?
Share with friends!
Blog Articles

Buy Miami Beach Auto Insurance Like a Bargain Hunter

5 Ways You Can Buy Car Insurance for Less in New York, NY

Ultimate Guide for Purchasing Auto Insurance for a Rolls Royce Silver Spur

Consumers Find How to Pay Less for GMC Canyon Insurance

How to Grab the Lowest Price When Insuring Your Toyota Tacoma

Drivers Who Know These Tricks Save More on BMW 530i Insurance

Best Tips to Paying Less to Insure a Chevy Lumina

Are Your Hyundai Tucson Car Insurance Rates Too High?

Compare Car Insurance Rates
Car Insurance

Save MoneyChoose your state below to find the lowest car insurance rates!