Allstate vs Kemper - Who Has Cheaper Insurance?

Buying auto insurance from Allstate and Kemper is easy to do online, but first make sure you read other consumer's reviews of each company. Finding out how other insureds have fared with car insurance companies is a good indication of how your experience will be with the same company.

Quickly compare rates from top auto insurance companies like Allstate and Kemper to find the cheapest rate!

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Survey Ratings for Allstate and Kemper

  Allstate Ratings Kemper Ratings
Policy Offerings Allstate Policy Offerings Kemper Policy Offerings
Pricing Allstate Pricing Kemper Pricing
Billing and Payment Allstate Billing Kemper Billing
Contacting the Insurer Allstate Support Kemper Support
Overall Satisfaction Allstate Satisfaction Kemper Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Allstate scored higher Kemper on policy offerings, which means that Kemper offers fewer coverages or policy types than Allstate. More coverages means you can insure your home, car, RV, and possibly even life with the same company.

Allstate and Kemper Price Comparison

Allstate received a lower rating than Kemper on pricing comparison. Will Allstate always have worse car insurance prices than Kemper? Not necessarily. Allstate or Kemper may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Allstate vs Kemper - Who Has Cheaper Insurance?

The only way to know which company has the lowest rate is to get a car insurance comparison quote now. You may qualify for low rates with Allstate but not Kemper, or vice versa.

Policyholders felt that Allstate was pretty equal to Kemper when it came to payment and billing.

Getting in contact with your car insurance company may be the most important rating to pay attention to. Allstate was judged to be the same as Kemper when consumers attempted to contact the company.

So Which Company is Better?

Should you buy from the company with the higher overall rating? The overall satisfaction rating of Allstate shows the same number of stars as Kemper, but different consumers have different experiences with the same company.

Consumer Auto Insurance Buying Tips

  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Better drivers pay lower car insurance premiums
  • Every year, shop your car insurance coverage around to find the lowest rate
  • If you have an independent insurance agent, have them compare rates with multiple companies