American Family vs GEICO - Which Car Insurance is Cheaper?

If American Family and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like American Family and GEICO to find the cheapest rate!

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American Family and GEICO Compared

  American Family Ratings GEICO Ratings
Policy Offerings American Family Policy Offerings GEICO Policy Offerings
Pricing American Family Pricing GEICO Pricing
Billing and Payment American Family Billing GEICO Billing
Contacting the Insurer American Family Support GEICO Support
Overall Satisfaction American Family Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

American Family scored lower GEICO on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

American Family and GEICO Price Comparison

American Family was rated lower than GEICO on insurance prices. That doesn't mean that American Family will always have worse prices on car insurance than GEICO, however. American Family may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

American Family vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. American Family or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

For payment options, American Family was rated similar to GEICO. More billing options allows you to pay your bill either more or less frequently.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Policyholders of American Family rated the ability to contact the company the same as GEICO.

Choosing the Best Insurance Company

Do more overall stars really mean a company is good or bad? Consumer ratings are a good place to start when buying car insurance, but just because American Family earned a similar consumer rating as GEICO, that doesn't mean you will have the identical experience.

How To Effectively Compare Car Insurance Rates

  • Higher physical damage deductibles mean less premium paid
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Better credit means lower car insurance rates
  • Not filing small claims can earn you a claim-free discount on your car insurance