American Family vs Kemper - Who Has Cheaper Insurance?

Buying auto insurance from American Family and Kemper is easy to do online, but first make sure you read other consumer's reviews of each company. Finding out how other insureds have fared with car insurance companies is a good indication of how your experience will be with the same company.

Quickly compare rates from top auto insurance companies like American Family and Kemper to find the cheapest rate!

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Survey Ratings for American Family and Kemper

  American Family Ratings Kemper Ratings
Policy Offerings American Family Policy Offerings Kemper Policy Offerings
Pricing American Family Pricing Kemper Pricing
Billing and Payment American Family Billing Kemper Billing
Contacting the Insurer American Family Support Kemper Support
Overall Satisfaction American Family Satisfaction Kemper Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

American Family scored higher Kemper on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. More coverages means you can insure your home, car, RV, and possibly even life with the same company.

American Family and Kemper Price Comparison

American Family was rated about the same as Kemper on insurance prices. That doesn't mean that American Family will always have identical prices on car insurance than Kemper, however. American Family or Kemper may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

American Family vs Kemper - Who Has Cheaper Insurance?

The only way to know which company has the lowest rate is to get a car insurance comparison quote now. You may qualify for low rates with American Family but not Kemper, or vice versa.

For payment options, American Family was rated similar to Kemper. More billing options allows you to pay your bill either more or less frequently.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. American Family was judged to be the same as Kemper when consumers attempted to contact the company.

Choosing the Best Insurance Company

Should you buy from the company with the higher overall rating? Consumer ratings are a good place to start when buying car insurance, but just because American Family earned a similar consumer rating as Kemper, that doesn't mean you will have the identical experience.

Consumer Auto Insurance Buying Tips

  • Higher physical damage deductibles mean less premium paid
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Better credit means lower car insurance rates
  • Every year, shop your car insurance coverage around to find the lowest rate