American Family vs Mercury - Which Car Insurance is Cheaper?

Both American Family and Mercury offer car insurance coverage, but does their pricing and service measure up to your standards? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like American Family and Mercury to find the cheapest rate!

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American Family and Mercury Customer Opinions

  American Family Ratings Mercury Ratings
Policy Offerings American Family Policy Offerings Mercury Policy Offerings
Pricing American Family Pricing Mercury Pricing
Billing and Payment American Family Billing Mercury Billing
Contacting the Insurer American Family Support Mercury Support
Overall Satisfaction American Family Satisfaction Mercury Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

American Family scored higher Mercury on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

American Family and Mercury Price Comparison

American Family was rated about the same as Mercury on insurance prices. That doesn't mean that American Family will always have identical prices on car insurance than Mercury, however. American Family or Mercury may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

American Family vs Mercury - Which Car Insurance is Cheaper?

Different drivers pay different car insurance rates, and American Family and Mercury may give lower prices to one type of driver over another. The only way to find out whether Mercury or American Family has the lowest rates is to do an apples-to-apples car insurance comparison.

For payment options, American Family was rated higher than Mercury. More billing options allows you to pay your bill either more or less frequently.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Survey results show that American Family came in higher than Mercury when ranking consumers ability to get in touch with the company.

Choosing the Best Insurance Company

Should you buy from the company with the higher overall rating? Consumer ratings are a good place to start when buying car insurance, but just because American Family earned a better consumer rating as Mercury, that doesn't mean you will have the identical experience.

How to Find the Cheapest Car Insurance

  • Higher physical damage deductibles mean less premium paid
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Better credit means lower car insurance rates
  • Every year, shop your car insurance coverage around to find the lowest rate