Ameriprise vs Mercury - Which Car Insurance is Cheaper?

Both Ameriprise and Mercury offer car insurance coverage, but does their pricing and service measure up to your standards? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Ameriprise and Mercury to find the cheapest rate!

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Ameriprise and Mercury Customer Opinions

  Ameriprise Ratings Mercury Ratings
Policy Offerings Ameriprise Policy Offerings Mercury Policy Offerings
Pricing Ameriprise Pricing Mercury Pricing
Billing and Payment Ameriprise Billing Mercury Billing
Contacting the Insurer Ameriprise Support Mercury Support
Overall Satisfaction Ameriprise Satisfaction Mercury Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Ameriprise scored higher Mercury on policy offerings. This simply means that Ameriprise offers more policy types or coverages than Mercury. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

Ameriprise and Mercury Price Comparison

Ameriprise was rated higher than Mercury on insurance prices. That doesn't mean that Ameriprise will always have lower prices on car insurance than Mercury, however. Ameriprise or Mercury may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Ameriprise vs Mercury - Which Car Insurance is Cheaper?

Different drivers pay different car insurance rates, and Ameriprise and Mercury may give lower prices to one type of driver over another. The only way to find out whether Mercury or Ameriprise has the lowest rates is to do an apples-to-apples car insurance comparison.

Consumers rated Ameriprise higher than Mercury when it comes to having more flexible billing and payment options.

Successfully contacting your insurance company in case of a claim is very important. Survey results show that Ameriprise came in higher than Mercury when ranking consumers ability to get in touch with the company.

How to Choose the Right Insurance Company

Should you buy from the company with the higher overall rating? According to the ratings results shown above, Ameriprise received a higher overall satisfaction rating as compared to Mercury, but deciding on a car insurance company should be based on more than consumer ratings.

How to Find the Cheapest Car Insurance

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Better credit means lower car insurance rates