Encompass Insurance vs GMAC - Which Car Insurance is Best Where You Live?

Encompass Insurance and GMAC are both solid car insurance companies, but what do consumers have to say about each company? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Encompass Insurance and GMAC to find the cheapest rate!

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Encompass Insurance vs GMAC - the Ratings

  Encompass Insurance Ratings GMAC Ratings
Policy Offerings Encompass Insurance Policy Offerings GMAC Policy Offerings
Pricing Encompass Insurance Pricing GMAC Pricing
Billing and Payment Encompass Insurance Billing GMAC Billing
Contacting the Insurer Encompass Insurance Support GMAC Support
Overall Satisfaction Encompass Insurance Satisfaction GMAC Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Encompass Insurance scored the same as GMAC on policy offerings. Policy offerings refers to the types of coverages available from each carrier. The ability to add more coverages to your policies makes it easier to custom-tailor an insurance program that meets your needs.

Encompass Insurance and GMAC Price Comparison

On pricing, Encompass Insurance scored worse than GMAC. Does this mean Encompass Insurance will always have higher auto insurance pricing as GMAC? Of course not. Comparing Encompass Insurance and GMAC car insurance rates is essential to finding out which has the lower price for you.

Encompass Insurance vs GMAC - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and Encompass Insurance and GMAC may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

For satisfaction of billing and payment options, Encompass Insurance was rated the same as GMAC. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Polled policyholders ranked Encompass Insurance higher than GMAC when it comes to being able to contact the company.

How to Choose the Best Company

Do more overall stars really mean a company is good or bad? Based on the overall satisfaction ratings shown above, Encompass Insurance garnered a similar consumer rating as GMAC, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

Car Insurance Buying Tips

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Better drivers pay lower car insurance premiums
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Consider packaging your home and auto insurance to save money