Encompass Insurance vs Kemper - Who Has Cheaper Insurance?

Buying auto insurance from Encompass Insurance and Kemper is easy to do online, but first make sure you read other consumer's reviews of each company. Finding out how other insureds have fared with car insurance companies is a good indication of how your experience will be with the same company.

Quickly compare rates from top auto insurance companies like Encompass Insurance and Kemper to find the cheapest rate!

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Survey Ratings for Encompass Insurance and Kemper

  Encompass Insurance Ratings Kemper Ratings
Policy Offerings Encompass Insurance Policy Offerings Kemper Policy Offerings
Pricing Encompass Insurance Pricing Kemper Pricing
Billing and Payment Encompass Insurance Billing Kemper Billing
Contacting the Insurer Encompass Insurance Support Kemper Support
Overall Satisfaction Encompass Insurance Satisfaction Kemper Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Encompass Insurance scored the same as Kemper on policy offerings. Policy offerings refers to the types of coverages available from each carrier. More coverages means you can insure your home, car, RV, and possibly even life with the same company.

Encompass Insurance and Kemper Price Comparison

On pricing, Encompass Insurance scored worse than Kemper. Does this mean Encompass Insurance will always have higher auto insurance pricing as Kemper? Of course not. Encompass Insurance or Kemper may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Encompass Insurance vs Kemper - Who Has Cheaper Insurance?

The only way to know which company has the lowest rate is to get a car insurance comparison quote now. You may qualify for low rates with Encompass Insurance but not Kemper, or vice versa.

For satisfaction of billing and payment options, Encompass Insurance was rated worse than Kemper. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Encompass Insurance was judged to be the same as Kemper when consumers attempted to contact the company.

How to Choose the Best Company

Should you buy from the company with the higher overall rating? Based on the overall satisfaction ratings shown above, Encompass Insurance garnered a worse consumer rating as Kemper, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

Consumer Auto Insurance Buying Tips

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Consider packaging your home and auto insurance to save money