Encompass Insurance vs Liberty Mutual - Car Insurance Rates Compared

Car insurance from Encompass Insurance or Liberty Mutual may be cheap in your area, but it's important to find out if the company's service is as good as their prices. Getting unbiased ratings of car insurance companies can help you make an informed decision and compare companies before making a purchasing decision.

Quickly compare rates from top auto insurance companies like Encompass Insurance and Liberty Mutual to find the cheapest rate!

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You can find the lowest car insurance rates in your area simply by clicking the button above and submitting your car insurance information.

Survey Ratings for Encompass Insurance and Liberty Mutual

  Encompass Insurance Ratings Liberty Mutual Ratings
Policy Offerings Encompass Insurance Policy Offerings Liberty Mutual Policy Offerings
Pricing Encompass Insurance Pricing Liberty Mutual Pricing
Billing and Payment Encompass Insurance Billing Liberty Mutual Billing
Contacting the Insurer Encompass Insurance Support Liberty Mutual Support
Overall Satisfaction Encompass Insurance Satisfaction Liberty Mutual Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Encompass Insurance scored lower Liberty Mutual on policy offerings. Policy offerings refers to the types of coverages available from each carrier. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

Encompass Insurance and Liberty Mutual Price Comparison

On pricing, Encompass Insurance scored worse than Liberty Mutual. Does this mean Encompass Insurance will always have higher auto insurance pricing as Liberty Mutual? Of course not. Finding the best car insurance rate depends entirely upon comparing both Encompass Insurance and Liberty Mutual car insurance rates.

Encompass Insurance vs Liberty Mutual - Car Insurance Rates Compared

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Encompass Insurance or Liberty Mutual may have the best rates, but you may be surprised by the rates of other companies as well.

For satisfaction of billing and payment options, Encompass Insurance was rated worse than Liberty Mutual. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. For ease of contacting the insurance company, Encompass Insurance ended up the same as Liberty Mutual.

How to Choose the Best Company

Will you really have a better experience if a company has more stars? Based on the overall satisfaction ratings shown above, Encompass Insurance garnered a worse consumer rating as Liberty Mutual, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

Keys to Finding the Best Car Insurance

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Make sure you compare apples-to-apples coverages
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Higher physical damage deductibles mean less premium paid