Encompass Insurance vs Mercury - Which Car Insurance is Cheaper?

Both Encompass Insurance and Mercury offer car insurance coverage, but does their pricing and service measure up to your standards? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Encompass Insurance and Mercury to find the cheapest rate!

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Encompass Insurance and Mercury Customer Opinions

  Encompass Insurance Ratings Mercury Ratings
Policy Offerings Encompass Insurance Policy Offerings Mercury Policy Offerings
Pricing Encompass Insurance Pricing Mercury Pricing
Billing and Payment Encompass Insurance Billing Mercury Billing
Contacting the Insurer Encompass Insurance Support Mercury Support
Overall Satisfaction Encompass Insurance Satisfaction Mercury Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Encompass Insurance scored the same as Mercury on policy offerings. Policy offerings refers to the types of coverages available from each carrier. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

Encompass Insurance and Mercury Price Comparison

On pricing, Encompass Insurance scored worse than Mercury. Does this mean Encompass Insurance will always have higher auto insurance pricing as Mercury? Of course not. Encompass Insurance or Mercury may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Encompass Insurance vs Mercury - Which Car Insurance is Cheaper?

Different drivers pay different car insurance rates, and Encompass Insurance and Mercury may give lower prices to one type of driver over another. The only way to find out whether Mercury or Encompass Insurance has the lowest rates is to do an apples-to-apples car insurance comparison.

For satisfaction of billing and payment options, Encompass Insurance was rated the same as Mercury. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Survey results show that Encompass Insurance came in higher than Mercury when ranking consumers ability to get in touch with the company.

How to Choose the Best Company

Should you buy from the company with the higher overall rating? Based on the overall satisfaction ratings shown above, Encompass Insurance garnered a similar consumer rating as Mercury, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

How to Find the Cheapest Car Insurance

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Better credit means lower car insurance rates
  • Consider packaging your home and auto insurance to save money