Encompass Insurance vs The Hartford - Which Car Insurance is Best Where You Live?

Encompass Insurance and The Hartford are both solid car insurance companies, but what do consumers have to say about each company? Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Encompass Insurance and The Hartford to find the cheapest rate!

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Most consumers like saving time AND money, and you can do that simply by clicking the button above and getting a quick free car insurance quote.

Encompass Insurance vs The Hartford - the Ratings

  Encompass Insurance Ratings The Hartford Ratings
Policy Offerings Encompass Insurance Policy Offerings The Hartford Policy Offerings
Pricing Encompass Insurance Pricing The Hartford Pricing
Billing and Payment Encompass Insurance Billing The Hartford Billing
Contacting the Insurer Encompass Insurance Support The Hartford Support
Overall Satisfaction Encompass Insurance Satisfaction The Hartford Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Encompass Insurance scored lower The Hartford on policy offerings. Policy offerings refers to the types of coverages available from each carrier. Having better policy offerings means you can get potentially better coverage such as special perils coverage on your home contents or a disappearing deductible on your car insurance.

Encompass Insurance and The Hartford Price Comparison

On pricing, Encompass Insurance scored worse than The Hartford. Does this mean Encompass Insurance will always have higher auto insurance pricing as The Hartford? Of course not. Free car insurance quotes from Encompass Insurance and The Hartford will help you determine which company offers the best deal.

Encompass Insurance vs The Hartford - Which Car Insurance is Best Where You Live?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Encompass Insurance or The Hartford, or possibly even a different company.

For satisfaction of billing and payment options, Encompass Insurance was rated worse than The Hartford. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Polled policyholders ranked Encompass Insurance the same as The Hartford when it comes to being able to contact the company.

How to Choose the Best Company

Does more stars actually translate into a better consumer insurance buying experience? Based on the overall satisfaction ratings shown above, Encompass Insurance garnered a worse consumer rating as The Hartford, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

Car Insurance Buying Tips

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Better drivers pay lower car insurance premiums
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • If you have an independent insurance agent, have them compare rates with multiple companies