Esurance vs Encompass Insurance - Who Has Cheaper Insurance?

Car insurance from Esurance or Encompass Insurance may be cheap in your area, but it's important to find out if the company's service is as good as their prices. With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Esurance and Encompass Insurance to find the cheapest rate!

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Shopping for the lowest car insurance rates is as easy as clicking the button above and submitting your car insurance information.

Esurance and Encompass Insurance Consumer Ratings

  Esurance Ratings Encompass Insurance Ratings
Policy Offerings Esurance Policy Offerings Encompass Insurance Policy Offerings
Pricing Esurance Pricing Encompass Insurance Pricing
Billing and Payment Esurance Billing Encompass Insurance Billing
Contacting the Insurer Esurance Support Encompass Insurance Support
Overall Satisfaction Esurance Satisfaction Encompass Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Esurance scored higher Encompass Insurance on policy offerings. This simply means that Esurance offers more policy types or coverages than Encompass Insurance. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

Esurance and Encompass Insurance Price Comparison

On pricing, Esurance scored better than Encompass Insurance. Does this mean Esurance will always have lower auto insurance pricing as Encompass Insurance? Of course not. It's critical that you perform a comparison of both Esurance and Encompass Insurance car insurance rates to find out which is lower.

Esurance vs Encompass Insurance - Who Has Cheaper Insurance?

Many factors impact what you pay for car insurance, and Esurance and Encompass Insurance may prefer one type of driver over another. One way to discover whether Encompass Insurance or Esurance has the lowest car insurance rates is to compare rates now.

For billing options, Esurance came in about the same as Encompass Insurance. Having more payment options allows you to be more flexibile in how you pay your insurance bills.

Getting in touch with your car insurance company is likely to be rated very high priority when choosing a car insurance company. For ease of contacting the insurance company, Esurance ended up worse than Encompass Insurance.

Choosing the Right Company

Is it a smart move to choose a company just because it has more stars? Since Esurance has about the same rating as Encompass Insurance, does that mean it is actually a similar company?

Key Tips for Buying Car Insurance Online

  • Make sure you compare apples-to-apples coverages
  • Higher physical damage deductibles mean less premium paid
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Consider packaging your home and auto insurance to save money