Esurance vs Farmers - Which Car Insurance is Best Where You Live?

Comparing consumer reviews of both Esurance and Farmers is a good first step in choosing a good insurance company for your vehicles. Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Esurance and Farmers to find the cheapest rate!

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Comparing Esurance to Farmers

  Esurance Ratings Farmers Ratings
Policy Offerings Esurance Policy Offerings Farmers Policy Offerings
Pricing Esurance Pricing Farmers Pricing
Billing and Payment Esurance Billing Farmers Billing
Contacting the Insurer Esurance Support Farmers Support
Overall Satisfaction Esurance Satisfaction Farmers Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Esurance scored higher Farmers on policy offerings. This simply means that Esurance offers more policy types or coverages than Farmers. More policy offerings may make it easier for you to package different coverages with the same company.

Esurance and Farmers Price Comparison

On pricing, Esurance scored better than Farmers. Does this mean Esurance will always have lower auto insurance pricing as Farmers? Of course not. Getting car insurance rates from both Esurance and Farmers will allow you to make a fair comparison and choose the best deal.

Esurance vs Farmers - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and Esurance and Farmers may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

For billing options, Esurance came in about the same as Farmers. Having more payment options allows you to be more flexibile in how you pay your insurance bills.

Getting in touch with your car insurance company is likely to be rated very high priority when choosing a car insurance company. Consumers felt that Esurance was harder than Farmers when it comes to being able to contact the company.

Choosing the Right Company

Does a higher overall rating really mean a company is better? Since Esurance has about the same rating as Farmers, does that mean it is actually a similar company?

How to Get the Lowest Car Insurance Rates

  • Make sure you compare apples-to-apples coverages
  • Better credit means lower car insurance rates
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Better drivers pay lower car insurance premiums