Esurance vs GMAC - Which Car Insurance is Best Where You Live?

Esurance and GMAC are both solid car insurance companies, but what do consumers have to say about each company? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Esurance and GMAC to find the cheapest rate!

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Esurance vs GMAC - the Ratings

  Esurance Ratings GMAC Ratings
Policy Offerings Esurance Policy Offerings GMAC Policy Offerings
Pricing Esurance Pricing GMAC Pricing
Billing and Payment Esurance Billing GMAC Billing
Contacting the Insurer Esurance Support GMAC Support
Overall Satisfaction Esurance Satisfaction GMAC Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Esurance scored higher GMAC on policy offerings. This simply means that Esurance offers more policy types or coverages than GMAC. The ability to add more coverages to your policies makes it easier to custom-tailor an insurance program that meets your needs.

Esurance and GMAC Price Comparison

On pricing, Esurance scored similar to GMAC. Does this mean Esurance will always have similar auto insurance pricing as GMAC? Of course not. Comparing Esurance and GMAC car insurance rates is essential to finding out which has the lower price for you.

Esurance vs GMAC - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and Esurance and GMAC may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

For billing options, Esurance came in about the same as GMAC. Having more payment options allows you to be more flexibile in how you pay your insurance bills.

Getting in touch with your car insurance company is likely to be rated very high priority when choosing a car insurance company. Polled policyholders ranked Esurance the same as GMAC when it comes to being able to contact the company.

Choosing the Right Company

Do more overall stars really mean a company is good or bad? Since Esurance has about the same rating as GMAC, does that mean it is actually a similar company?

Car Insurance Buying Tips

  • Make sure you compare apples-to-apples coverages
  • Better drivers pay lower car insurance premiums
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Not filing small claims can earn you a claim-free discount on your car insurance