Esurance vs Kemper - Who Has Cheaper Insurance?

Buying auto insurance from Esurance and Kemper is easy to do online, but first make sure you read other consumer's reviews of each company. Finding out how other insureds have fared with car insurance companies is a good indication of how your experience will be with the same company.

Quickly compare rates from top auto insurance companies like Esurance and Kemper to find the cheapest rate!

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Survey Ratings for Esurance and Kemper

  Esurance Ratings Kemper Ratings
Policy Offerings Esurance Policy Offerings Kemper Policy Offerings
Pricing Esurance Pricing Kemper Pricing
Billing and Payment Esurance Billing Kemper Billing
Contacting the Insurer Esurance Support Kemper Support
Overall Satisfaction Esurance Satisfaction Kemper Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Esurance scored higher Kemper on policy offerings. This simply means that Esurance offers more policy types or coverages than Kemper. More coverages means you can insure your home, car, RV, and possibly even life with the same company.

Esurance and Kemper Price Comparison

On pricing, Esurance scored similar to Kemper. Does this mean Esurance will always have similar auto insurance pricing as Kemper? Of course not. Esurance or Kemper may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Esurance vs Kemper - Who Has Cheaper Insurance?

The only way to know which company has the lowest rate is to get a car insurance comparison quote now. You may qualify for low rates with Esurance but not Kemper, or vice versa.

For billing options, Esurance came in worse than Kemper. Having more payment options allows you to be more flexibile in how you pay your insurance bills.

Getting in touch with your car insurance company is likely to be rated very high priority when choosing a car insurance company. Esurance was judged to be worse than Kemper when consumers attempted to contact the company.

Choosing the Right Company

Should you buy from the company with the higher overall rating? Since Esurance has a lower rating than Kemper, does that mean it is actually a worse company?

Consumer Auto Insurance Buying Tips

  • Make sure you compare apples-to-apples coverages
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Every year, shop your car insurance coverage around to find the lowest rate