Farmers vs Auto-Owners Insurance - Car Insurance Rates Compared
Before insuring your cars with either Farmers or Auto-Owners Insurance, it's important to see what other consumers think of each company. It's difficult for consumers to know what kind of experience they will have with a company before actually being a policyholder, so it's important to know what actual customers experiences have been.
Quickly compare rates from top auto insurance companies like Farmers and Auto-Owners Insurance to find the cheapest rate! |
 |
Perform a quick rate comparison by clicking the quote button above and completing the short form.
Farmers and Auto-Owners Insurance Customer Opinions
| Farmers Ratings | Auto-Owners Insurance Ratings | |
| Policy Offerings |  |
 |
| Pricing | |
|
| Billing and Payment | |
 |
| Contacting the Insurer | |
|
| Overall Satisfaction | |
|
| Compare Rates Now | Click to Get Your Free Price Comparison | |
Data source: J.D.Power 2011 National Auto Insurance Study
Farmers scored lower Auto-Owners Insurance on policy offerings, which means that Auto-Owners Insurance offers more coverages or policy types than Farmers. More policy offerings may make it easier for you to package different coverages with the same company.
Farmers and Auto-Owners Insurance Price Comparison
Farmers scored worse than Auto-Owners Insurance on consumer price ratings. This doesn't mean that Farmers will always have worse pricing on car insurance than Auto-Owners Insurance. It's important that you compare car insurance rates of both Farmers and Auto-Owners Insurance and not just assume one will be better.
Farmers vs Auto-Owners Insurance - Car Insurance Rates Compared
Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Farmers or Auto-Owners Insurance may have the best rates, but you may be surprised by the rates of other companies as well.
Farmers scored lower than Auto-Owners Insurance on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.
Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. When it came to being able to contact the insurance company, Farmers was ranked lower than Auto-Owners Insurance.
Choosing the Right Company
Should you buy from the company with the higher overall rating? Farmers may show fewer stars than Auto-Owners Insurance for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Farmers.
Consumer Auto Insurance Buying Tips
- Better drivers pay lower car insurance premiums
- Not filing small claims can earn you a claim-free discount on your car insurance
- Make sure you compare apples-to-apples coverages
- Higher physical damage deductibles mean less premium paid
