Farmers vs Encompass Insurance - Who Has Cheaper Insurance?

Car insurance from Farmers or Encompass Insurance may be cheap in your area, but it's important to find out if the company's service is as good as their prices. With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Farmers and Encompass Insurance to find the cheapest rate!

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Shopping for the lowest car insurance rates is as easy as clicking the button above and submitting your car insurance information.

Farmers and Encompass Insurance Consumer Ratings

  Farmers Ratings Encompass Insurance Ratings
Policy Offerings Farmers Policy Offerings Encompass Insurance Policy Offerings
Pricing Farmers Pricing Encompass Insurance Pricing
Billing and Payment Farmers Billing Encompass Insurance Billing
Contacting the Insurer Farmers Support Encompass Insurance Support
Overall Satisfaction Farmers Satisfaction Encompass Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Farmers scored the same as Encompass Insurance on policy offerings, which means that Encompass Insurance offers about the same coverages or policy types than Farmers. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

Farmers and Encompass Insurance Price Comparison

Farmers scored similar to Encompass Insurance on consumer price ratings. This doesn't mean that Farmers will always have similar pricing on car insurance than Encompass Insurance. It's critical that you perform a comparison of both Farmers and Encompass Insurance car insurance rates to find out which is lower.

Farmers vs Encompass Insurance - Who Has Cheaper Insurance?

Many factors impact what you pay for car insurance, and Farmers and Encompass Insurance may prefer one type of driver over another. One way to discover whether Encompass Insurance or Farmers has the lowest car insurance rates is to compare rates now.

Farmers scored about the same as Encompass Insurance on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. For ease of contacting the insurance company, Farmers ended up the same as Encompass Insurance.

Choosing the Right Company

Is it a smart move to choose a company just because it has more stars? Farmers may show the same number of stars as Encompass Insurance for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Farmers.

Key Tips for Buying Car Insurance Online

  • Better drivers pay lower car insurance premiums
  • Higher physical damage deductibles mean less premium paid
  • Make sure you compare apples-to-apples coverages
  • Consider packaging your home and auto insurance to save money