Farmers vs Liberty Mutual - Car Insurance Rates Compared
Car insurance from Farmers or Liberty Mutual may be cheap in your area, but it's important to find out if the company's service is as good as their prices. Getting unbiased ratings of car insurance companies can help you make an informed decision and compare companies before making a purchasing decision.
Quickly compare rates from top auto insurance companies like Farmers and Liberty Mutual to find the cheapest rate! |
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Survey Ratings for Farmers and Liberty Mutual
Farmers Ratings | Liberty Mutual Ratings | |
Policy Offerings | ||
Pricing | ||
Billing and Payment | ||
Contacting the Insurer | ||
Overall Satisfaction | ||
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Data source: J.D.Power 2011 National Auto Insurance Study
Farmers scored lower Liberty Mutual on policy offerings, which means that Liberty Mutual offers more coverages or policy types than Farmers. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.
Farmers and Liberty Mutual Price Comparison
Farmers scored worse than Liberty Mutual on consumer price ratings. This doesn't mean that Farmers will always have worse pricing on car insurance than Liberty Mutual. Finding the best car insurance rate depends entirely upon comparing both Farmers and Liberty Mutual car insurance rates.
Farmers vs Liberty Mutual - Car Insurance Rates Compared
Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Farmers or Liberty Mutual may have the best rates, but you may be surprised by the rates of other companies as well.
Farmers scored lower than Liberty Mutual on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.
Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. For ease of contacting the insurance company, Farmers ended up the same as Liberty Mutual.
Choosing the Right Company
Will you really have a better experience if a company has more stars? Farmers may show fewer stars than Liberty Mutual for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Farmers.
Keys to Finding the Best Car Insurance
- Better drivers pay lower car insurance premiums
- Make sure you compare apples-to-apples coverages
- Higher physical damage deductibles mean less premium paid
- To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it