Farmers vs Mercury - Which Car Insurance is Cheaper?

Both Farmers and Mercury offer car insurance coverage, but does their pricing and service measure up to your standards? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Farmers and Mercury to find the cheapest rate!

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Farmers and Mercury Customer Opinions

  Farmers Ratings Mercury Ratings
Policy Offerings Farmers Policy Offerings Mercury Policy Offerings
Pricing Farmers Pricing Mercury Pricing
Billing and Payment Farmers Billing Mercury Billing
Contacting the Insurer Farmers Support Mercury Support
Overall Satisfaction Farmers Satisfaction Mercury Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Farmers scored the same as Mercury on policy offerings, which means that Mercury offers about the same coverages or policy types than Farmers. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

Farmers and Mercury Price Comparison

Farmers scored worse than Mercury on consumer price ratings. This doesn't mean that Farmers will always have worse pricing on car insurance than Mercury. Farmers or Mercury may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Farmers vs Mercury - Which Car Insurance is Cheaper?

Different drivers pay different car insurance rates, and Farmers and Mercury may give lower prices to one type of driver over another. The only way to find out whether Mercury or Farmers has the lowest rates is to do an apples-to-apples car insurance comparison.

Farmers scored about the same as Mercury on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Survey results show that Farmers came in higher than Mercury when ranking consumers ability to get in touch with the company.

Choosing the Right Company

Should you buy from the company with the higher overall rating? Farmers may show the same number of stars as Mercury for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Farmers.

How to Find the Cheapest Car Insurance

  • Better drivers pay lower car insurance premiums
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Make sure you compare apples-to-apples coverages
  • Better credit means lower car insurance rates