GMAC vs GEICO - Which Car Insurance is Cheaper?

If GMAC and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like GMAC and GEICO to find the cheapest rate!

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GMAC and GEICO Compared

  GMAC Ratings GEICO Ratings
Policy Offerings GMAC Policy Offerings GEICO Policy Offerings
Pricing GMAC Pricing GEICO Pricing
Billing and Payment GMAC Billing GEICO Billing
Contacting the Insurer GMAC Support GEICO Support
Overall Satisfaction GMAC Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

GMAC scored lower GEICO on policy offerings. Policy offerings rates the variety of insurance coverages consumers can buy from each insurance company. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

GMAC and GEICO Price Comparison

GMAC scored worse than GEICO on consumer price ratings. This doesn't mean that GMAC will always have worse pricing on car insurance than GEICO. GMAC may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

GMAC vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. GMAC or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

GMAC scored lower than GEICO on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Being able to get in touch with your company at claim time is extremely important. Policyholders of GMAC rated the ability to contact the company worse than GEICO.

Summing it Up

Do more overall stars really mean a company is good or bad? The overall satisfaction rating of GMAC shows fewer stars than GEICO, but different consumers have different experiences with the same company.

How To Effectively Compare Car Insurance Rates

  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Better credit means lower car insurance rates
  • Higher physical damage deductibles mean less premium paid