Kemper vs Farmers - Which Car Insurance is Best Where You Live?

Comparing consumer reviews of both Kemper and Farmers is a good first step in choosing a good insurance company for your vehicles. Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Kemper and Farmers to find the cheapest rate!

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To easily compare rates of car insurance companies in your area, simply click on the above quote button and submit the short form.

Comparing Kemper to Farmers

  Kemper Ratings Farmers Ratings
Policy Offerings Kemper Policy Offerings Farmers Policy Offerings
Pricing Kemper Pricing Farmers Pricing
Billing and Payment Kemper Billing Farmers Billing
Contacting the Insurer Kemper Support Farmers Support
Overall Satisfaction Kemper Satisfaction Farmers Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Kemper scored the same as Farmers on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. More policy offerings may make it easier for you to package different coverages with the same company.

Kemper and Farmers Price Comparison

Kemper received a higher rating than Farmers on pricing comparison. Will Kemper always have lower car insurance prices than Farmers? Not necessarily. Getting car insurance rates from both Kemper and Farmers will allow you to make a fair comparison and choose the best deal.

Kemper vs Farmers - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and Kemper and Farmers may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

Consumers rated Kemper higher than Farmers when it comes to having more flexible billing and payment options.

Having multiple contact methods is important in case of a claim or when you need a coverage review. Consumers felt that Kemper was the same as Farmers when it comes to being able to contact the company.

Choosing the Best Insurance Company

Does a higher overall rating really mean a company is better? The overall satisfaction rating for Kemper shows more stars than Farmers, but that isn't indicative that it is truly a better company.

How to Get the Lowest Car Insurance Rates

  • Better credit means lower car insurance rates
  • Better drivers pay lower car insurance premiums
  • Consider packaging your home and auto insurance to save money
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it