Kemper vs GEICO - Which Car Insurance is Cheaper?

If Kemper and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Kemper and GEICO to find the cheapest rate!

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Kemper and GEICO Compared

  Kemper Ratings GEICO Ratings
Policy Offerings Kemper Policy Offerings GEICO Policy Offerings
Pricing Kemper Pricing GEICO Pricing
Billing and Payment Kemper Billing GEICO Billing
Contacting the Insurer Kemper Support GEICO Support
Overall Satisfaction Kemper Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Kemper scored lower GEICO on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

Kemper and GEICO Price Comparison

Kemper received a lower rating than GEICO on pricing comparison. Will Kemper always have worse car insurance prices than GEICO? Not necessarily. Kemper may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

Kemper vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Kemper or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

Consumers rated Kemper similar to GEICO when it comes to having more flexible billing and payment options.

Having multiple contact methods is important in case of a claim or when you need a coverage review. Policyholders of Kemper rated the ability to contact the company the same as GEICO.

Choosing the Best Insurance Company

Do more overall stars really mean a company is good or bad? The overall satisfaction rating for Kemper shows the same number of stars as GEICO, but that isn't indicative that it is truly a similar company.

How To Effectively Compare Car Insurance Rates

  • Better credit means lower car insurance rates
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Better drivers pay lower car insurance premiums
  • Higher physical damage deductibles mean less premium paid