Liberty Mutual vs Farmers - Which Car Insurance is Best Where You Live?

Comparing consumer reviews of both Liberty Mutual and Farmers is a good first step in choosing a good insurance company for your vehicles. Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Liberty Mutual and Farmers to find the cheapest rate!

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To easily compare rates of car insurance companies in your area, simply click on the above quote button and submit the short form.

Comparing Liberty Mutual to Farmers

  Liberty Mutual Ratings Farmers Ratings
Policy Offerings Liberty Mutual Policy Offerings Farmers Policy Offerings
Pricing Liberty Mutual Pricing Farmers Pricing
Billing and Payment Liberty Mutual Billing Farmers Billing
Contacting the Insurer Liberty Mutual Support Farmers Support
Overall Satisfaction Liberty Mutual Satisfaction Farmers Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Liberty Mutual scored higher Farmers on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. More policy offerings may make it easier for you to package different coverages with the same company.

Liberty Mutual and Farmers Price Comparison

Consumers often compare car insurance based solely on price, and Liberty Mutual came in rated higher than Farmers on pricing. Liberty Mutual will not always have better prices on car insurance than Farmers, however. Getting car insurance rates from both Liberty Mutual and Farmers will allow you to make a fair comparison and choose the best deal.

Liberty Mutual vs Farmers - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and Liberty Mutual and Farmers may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

Policyholders felt that Liberty Mutual was better than Farmers when it came to payment and billing.

Having multiple contact methods is important in case of a claim or when you need a coverage review. Consumers felt that Liberty Mutual was the same as Farmers when it comes to being able to contact the company.

How to Choose the Best Company

Does a higher overall rating really mean a company is better? Liberty Mutual received a higher overall consumer rating as Farmers, but don't rely completely on ratings to make your car insurance buying decision.

How to Get the Lowest Car Insurance Rates

  • Every year, shop your car insurance coverage around to find the lowest rate
  • Better credit means lower car insurance rates
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Better drivers pay lower car insurance premiums