Liberty Mutual vs GMAC - Which Car Insurance is Best Where You Live?
Liberty Mutual and GMAC are both solid car insurance companies, but what do consumers have to say about each company? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.
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Liberty Mutual vs GMAC - the Ratings
Liberty Mutual Ratings | GMAC Ratings | |
Policy Offerings | ||
Pricing | ||
Billing and Payment | ||
Contacting the Insurer | ||
Overall Satisfaction | ||
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Data source: J.D.Power 2011 National Auto Insurance Study
Liberty Mutual scored higher GMAC on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. The ability to add more coverages to your policies makes it easier to custom-tailor an insurance program that meets your needs.
Liberty Mutual and GMAC Price Comparison
Consumers often compare car insurance based solely on price, and Liberty Mutual came in rated similar to GMAC on pricing. Liberty Mutual will not always have identical prices on car insurance than GMAC, however. Comparing Liberty Mutual and GMAC car insurance rates is essential to finding out which has the lower price for you.
Liberty Mutual vs GMAC - Which Car Insurance is Best Where You Live?
Better drivers pay lower car insurance rates, and Liberty Mutual and GMAC may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.
Policyholders felt that Liberty Mutual was better than GMAC when it came to payment and billing.
Having multiple contact methods is important in case of a claim or when you need a coverage review. Polled policyholders ranked Liberty Mutual higher than GMAC when it comes to being able to contact the company.
How to Choose the Best Company
Do more overall stars really mean a company is good or bad? Liberty Mutual received a higher overall consumer rating as GMAC, but don't rely completely on ratings to make your car insurance buying decision.
Car Insurance Buying Tips
- Every year, shop your car insurance coverage around to find the lowest rate
- Better drivers pay lower car insurance premiums
- To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
- Not filing small claims can earn you a claim-free discount on your car insurance