Liberty Mutual vs Mercury - Which Car Insurance is Cheaper?

Both Liberty Mutual and Mercury offer car insurance coverage, but does their pricing and service measure up to your standards? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Liberty Mutual and Mercury to find the cheapest rate!

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Liberty Mutual and Mercury Customer Opinions

  Liberty Mutual Ratings Mercury Ratings
Policy Offerings Liberty Mutual Policy Offerings Mercury Policy Offerings
Pricing Liberty Mutual Pricing Mercury Pricing
Billing and Payment Liberty Mutual Billing Mercury Billing
Contacting the Insurer Liberty Mutual Support Mercury Support
Overall Satisfaction Liberty Mutual Satisfaction Mercury Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Liberty Mutual scored higher Mercury on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

Liberty Mutual and Mercury Price Comparison

Consumers often compare car insurance based solely on price, and Liberty Mutual came in rated similar to Mercury on pricing. Liberty Mutual will not always have identical prices on car insurance than Mercury, however. Liberty Mutual or Mercury may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Liberty Mutual vs Mercury - Which Car Insurance is Cheaper?

Different drivers pay different car insurance rates, and Liberty Mutual and Mercury may give lower prices to one type of driver over another. The only way to find out whether Mercury or Liberty Mutual has the lowest rates is to do an apples-to-apples car insurance comparison.

Policyholders felt that Liberty Mutual was better than Mercury when it came to payment and billing.

Having multiple contact methods is important in case of a claim or when you need a coverage review. Survey results show that Liberty Mutual came in higher than Mercury when ranking consumers ability to get in touch with the company.

How to Choose the Best Company

Should you buy from the company with the higher overall rating? Liberty Mutual received a higher overall consumer rating as Mercury, but don't rely completely on ratings to make your car insurance buying decision.

How to Find the Cheapest Car Insurance

  • Every year, shop your car insurance coverage around to find the lowest rate
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Better credit means lower car insurance rates
  • If you have an independent insurance agent, have them compare rates with multiple companies