Mercury vs Encompass Insurance - Who Has Cheaper Insurance?

Car insurance from Mercury or Encompass Insurance may be cheap in your area, but it's important to find out if the company's service is as good as their prices. With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Mercury and Encompass Insurance to find the cheapest rate!

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Shopping for the lowest car insurance rates is as easy as clicking the button above and submitting your car insurance information.

Mercury and Encompass Insurance Consumer Ratings

  Mercury Ratings Encompass Insurance Ratings
Policy Offerings Mercury Policy Offerings Encompass Insurance Policy Offerings
Pricing Mercury Pricing Encompass Insurance Pricing
Billing and Payment Mercury Billing Encompass Insurance Billing
Contacting the Insurer Mercury Support Encompass Insurance Support
Overall Satisfaction Mercury Satisfaction Encompass Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Mercury scored the same as Encompass Insurance on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

Mercury and Encompass Insurance Price Comparison

On pricing, Mercury scored better than Encompass Insurance. Does this mean Mercury will always have lower pricing on car insurance as Encompass Insurance? Of course not. It's critical that you perform a comparison of both Mercury and Encompass Insurance car insurance rates to find out which is lower.

Mercury vs Encompass Insurance - Who Has Cheaper Insurance?

Many factors impact what you pay for car insurance, and Mercury and Encompass Insurance may prefer one type of driver over another. One way to discover whether Encompass Insurance or Mercury has the lowest car insurance rates is to compare rates now.

Mercury scored about the same as Encompass Insurance on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Being able to talk to a company representative at claim time is an important consideration when choosing a car insurance company. For ease of contacting the insurance company, Mercury ended up worse than Encompass Insurance.

Making the Right Decision

Is it a smart move to choose a company just because it has more stars? The overall satisfaction rating for Mercury shows the same number of stars as Encompass Insurance, but that isn't indicative that it is truly a similar company.

Key Tips for Buying Car Insurance Online

  • Better credit means lower car insurance rates
  • Higher physical damage deductibles mean less premium paid
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Consider packaging your home and auto insurance to save money