Mercury vs GEICO - Which Car Insurance is Cheaper?

If Mercury and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Mercury and GEICO to find the cheapest rate!

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Mercury and GEICO Compared

  Mercury Ratings GEICO Ratings
Policy Offerings Mercury Policy Offerings GEICO Policy Offerings
Pricing Mercury Pricing GEICO Pricing
Billing and Payment Mercury Billing GEICO Billing
Contacting the Insurer Mercury Support GEICO Support
Overall Satisfaction Mercury Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Mercury scored lower GEICO on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

Mercury and GEICO Price Comparison

On pricing, Mercury scored worse than GEICO. Does this mean Mercury will always have higher pricing on car insurance as GEICO? Of course not. Mercury may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

Mercury vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Mercury or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

Mercury scored lower than GEICO on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Being able to talk to a company representative at claim time is an important consideration when choosing a car insurance company. Policyholders of Mercury rated the ability to contact the company worse than GEICO.

Making the Right Decision

Do more overall stars really mean a company is good or bad? The overall satisfaction rating for Mercury shows fewer stars than GEICO, but that isn't indicative that it is truly a worse company.

How To Effectively Compare Car Insurance Rates

  • Better credit means lower car insurance rates
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Higher physical damage deductibles mean less premium paid