MetLife vs Allstate - Compare Car Insurance Rates and Reviews

MetLife and Allstate are both well known car insurance companies and either one may offer you a good deal on your rates. Getting unbiased ratings of car insurance companies can help you make an informed decision and compare companies before making a purchasing decision.

Quickly compare rates from top auto insurance companies like MetLife and Allstate to find the cheapest rate!

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Consumer ratings of MetLife and Allstate

  MetLife Ratings Allstate Ratings
Policy Offerings MetLife Policy Offerings Allstate Policy Offerings
Pricing MetLife Pricing Allstate Pricing
Billing and Payment MetLife Billing Allstate Billing
Contacting the Insurer MetLife Support Allstate Support
Overall Satisfaction MetLife Satisfaction Allstate Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

MetLife scored the same as Allstate on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. More coverages means you can insure your home, car, RV, and possibly even life with the same company.

MetLife and Allstate Price Comparison

On pricing, MetLife scored higher than Allstate. This doesn't necessarily mean that MetLife will always have lower car insurance prices as Allstate. Getting car insurance rates from both MetLife and Allstate will allow you to make a fair comparison and choose the best deal.

MetLife vs Allstate - Compare Car Insurance Rates and Reviews

The only way to know which company has the lowest rate is to get a car insurance comparison quote now. You may qualify for low rates with MetLife but not Allstate, or vice versa.

For satisfaction of billing and payment options, MetLife was rated the same as Allstate. Consumers generally prefer to have more flexible payment options.

Being able to get in touch with your company at claim time is extremely important. MetLife ranked lower than Allstate when rating how easy it is to contact the insurer.

Making the Right Decision

Do more overall stars really mean a company is good or bad? Based on the overall satisfaction ratings shown above, MetLife garnered a worse consumer rating as Allstate, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

How to Find the Cheapest Car Insurance

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Every year, shop your car insurance coverage around to find the lowest rate
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Not filing small claims can earn you a claim-free discount on your car insurance