MetLife vs Farmers - Which Car Insurance is Best Where You Live?

Comparing consumer reviews of both MetLife and Farmers is a good first step in choosing a good insurance company for your vehicles. Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like MetLife and Farmers to find the cheapest rate!

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To easily compare rates of car insurance companies in your area, simply click on the above quote button and submit the short form.

Comparing MetLife to Farmers

  MetLife Ratings Farmers Ratings
Policy Offerings MetLife Policy Offerings Farmers Policy Offerings
Pricing MetLife Pricing Farmers Pricing
Billing and Payment MetLife Billing Farmers Billing
Contacting the Insurer MetLife Support Farmers Support
Overall Satisfaction MetLife Satisfaction Farmers Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

MetLife scored higher Farmers on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. More policy offerings may make it easier for you to package different coverages with the same company.

MetLife and Farmers Price Comparison

On pricing, MetLife scored higher than Farmers. This doesn't necessarily mean that MetLife will always have lower car insurance prices as Farmers. Getting car insurance rates from both MetLife and Farmers will allow you to make a fair comparison and choose the best deal.

MetLife vs Farmers - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and MetLife and Farmers may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

For satisfaction of billing and payment options, MetLife was rated better than Farmers. Consumers generally prefer to have more flexible payment options.

Being able to get in touch with your company at claim time is extremely important. Consumers felt that MetLife was harder than Farmers when it comes to being able to contact the company.

Making the Right Decision

Does a higher overall rating really mean a company is better? Based on the overall satisfaction ratings shown above, MetLife garnered a similar consumer rating as Farmers, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

How to Get the Lowest Car Insurance Rates

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Better credit means lower car insurance rates
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Better drivers pay lower car insurance premiums