Progressive vs GEICO - Which Car Insurance is Cheaper?

If Progressive and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Progressive and GEICO to find the cheapest rate!

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Progressive and GEICO Compared

  Progressive Ratings GEICO Ratings
Policy Offerings Progressive Policy Offerings GEICO Policy Offerings
Pricing Progressive Pricing GEICO Pricing
Billing and Payment Progressive Billing GEICO Billing
Contacting the Insurer Progressive Support GEICO Support
Overall Satisfaction Progressive Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Progressive scored lower GEICO on policy offerings. That rating factors in the types of coverages offered and additional endorsements and features that can be added to your insurance policy. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

Progressive and GEICO Price Comparison

On pricing, Progressive scored worse than GEICO. Does this mean Progressive will always have higher auto insurance pricing as GEICO? Of course not. Progressive may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

Progressive vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Progressive or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

For billing options, Progressive came in about the same as GEICO. Having more payment options allows you to be more flexibile in how you pay your insurance bills.

Being able to get in touch with your company at claim time is extremely important. Policyholders of Progressive rated the ability to contact the company the same as GEICO.

How to Choose the Right Insurance Company

Do more overall stars really mean a company is good or bad? According to the ratings results shown above, Progressive received an identical overall satisfaction rating as compared to GEICO, but deciding on a car insurance company should be based on more than consumer ratings.

How To Effectively Compare Car Insurance Rates

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Better drivers pay lower car insurance premiums
  • Higher physical damage deductibles mean less premium paid