Safeco vs Farmers - Which Car Insurance is Best Where You Live?

Comparing consumer reviews of both Safeco and Farmers is a good first step in choosing a good insurance company for your vehicles. Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Safeco and Farmers to find the cheapest rate!

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To easily compare rates of car insurance companies in your area, simply click on the above quote button and submit the short form.

Comparing Safeco to Farmers

  Safeco Ratings Farmers Ratings
Policy Offerings Safeco Policy Offerings Farmers Policy Offerings
Pricing Safeco Pricing Farmers Pricing
Billing and Payment Safeco Billing Farmers Billing
Contacting the Insurer Safeco Support Farmers Support
Overall Satisfaction Safeco Satisfaction Farmers Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Safeco scored the same as Farmers on policy offerings. Policy offerings rates the variety of insurance coverages consumers can buy from each insurance company. More policy offerings may make it easier for you to package different coverages with the same company.

Safeco and Farmers Price Comparison

Safeco was rated higher than Farmers on the pricing comparison. Will Safeco always have better car insurance pricing than Farmers? Not necessarily. Getting car insurance rates from both Safeco and Farmers will allow you to make a fair comparison and choose the best deal.

Safeco vs Farmers - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and Safeco and Farmers may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

Policyholders rated Safeco better than Farmers on billing and payment issues. More flexibile plans allow customers to pay their bills in more convenient ways.

Successfully contacting your insurance company in case of a claim is very important. Consumers felt that Safeco was the same as Farmers when it comes to being able to contact the company.

Which Company is Right for You?

Does a higher overall rating really mean a company is better? Safeco may show more stars than Farmers for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Safeco.

How to Get the Lowest Car Insurance Rates

  • Better drivers pay lower car insurance premiums
  • Better credit means lower car insurance rates
  • Higher physical damage deductibles mean less premium paid
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it