Shelter Insurance vs Farmers - Which Car Insurance is Best Where You Live?

Comparing consumer reviews of both Shelter Insurance and Farmers is a good first step in choosing a good insurance company for your vehicles. Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Shelter Insurance and Farmers to find the cheapest rate!

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To easily compare rates of car insurance companies in your area, simply click on the above quote button and submit the short form.

Comparing Shelter Insurance to Farmers

  Shelter Insurance Ratings Farmers Ratings
Policy Offerings Shelter Insurance Policy Offerings Farmers Policy Offerings
Pricing Shelter Insurance Pricing Farmers Pricing
Billing and Payment Shelter Insurance Billing Farmers Billing
Contacting the Insurer Shelter Insurance Support Farmers Support
Overall Satisfaction Shelter Insurance Satisfaction Farmers Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Shelter Insurance scored higher Farmers on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. More policy offerings may make it easier for you to package different coverages with the same company.

Shelter Insurance and Farmers Price Comparison

Shelter Insurance was rated higher than Farmers on insurance prices. That doesn't mean that Shelter Insurance will always have lower prices on car insurance than Farmers, however. Getting car insurance rates from both Shelter Insurance and Farmers will allow you to make a fair comparison and choose the best deal.

Shelter Insurance vs Farmers - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and Shelter Insurance and Farmers may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

For satisfaction of billing and payment options, Shelter Insurance was rated better than Farmers. Consumers generally prefer to have more flexible payment options.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Consumers felt that Shelter Insurance was easier than Farmers when it comes to being able to contact the company.

Making the Right Decision

Does a higher overall rating really mean a company is better? Shelter Insurance may show more stars than Farmers for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Shelter Insurance.

How to Get the Lowest Car Insurance Rates

  • Better drivers pay lower car insurance premiums
  • Better credit means lower car insurance rates
  • Higher physical damage deductibles mean less premium paid
  • If you have an independent insurance agent, have them compare rates with multiple companies