Shelter Insurance vs The Hartford - Which Car Insurance is Best Where You Live?

Shelter Insurance and The Hartford are both solid car insurance companies, but what do consumers have to say about each company? Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Shelter Insurance and The Hartford to find the cheapest rate!

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Shelter Insurance vs The Hartford - the Ratings

  Shelter Insurance Ratings The Hartford Ratings
Policy Offerings Shelter Insurance Policy Offerings The Hartford Policy Offerings
Pricing Shelter Insurance Pricing The Hartford Pricing
Billing and Payment Shelter Insurance Billing The Hartford Billing
Contacting the Insurer Shelter Insurance Support The Hartford Support
Overall Satisfaction Shelter Insurance Satisfaction The Hartford Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Shelter Insurance scored higher The Hartford on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. Having better policy offerings means you can get potentially better coverage such as special perils coverage on your home contents or a disappearing deductible on your car insurance.

Shelter Insurance and The Hartford Price Comparison

Shelter Insurance was rated higher than The Hartford on insurance prices. That doesn't mean that Shelter Insurance will always have lower prices on car insurance than The Hartford, however. Free car insurance quotes from Shelter Insurance and The Hartford will help you determine which company offers the best deal.

Shelter Insurance vs The Hartford - Which Car Insurance is Best Where You Live?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Shelter Insurance or The Hartford, or possibly even a different company.

For satisfaction of billing and payment options, Shelter Insurance was rated the same as The Hartford. Consumers generally prefer to have more flexible payment options.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Polled policyholders ranked Shelter Insurance higher than The Hartford when it comes to being able to contact the company.

Making the Right Decision

Does more stars actually translate into a better consumer insurance buying experience? Shelter Insurance may show more stars than The Hartford for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Shelter Insurance.

Car Insurance Buying Tips

  • Better drivers pay lower car insurance premiums
  • Higher physical damage deductibles mean less premium paid
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Make sure you compare apples-to-apples coverages