The Hartford vs Encompass Insurance - Who Has Cheaper Insurance?

Car insurance from The Hartford or Encompass Insurance may be cheap in your area, but it's important to find out if the company's service is as good as their prices. With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like The Hartford and Encompass Insurance to find the cheapest rate!

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Shopping for the lowest car insurance rates is as easy as clicking the button above and submitting your car insurance information.

The Hartford and Encompass Insurance Consumer Ratings

  The Hartford Ratings Encompass Insurance Ratings
Policy Offerings The Hartford Policy Offerings Encompass Insurance Policy Offerings
Pricing The Hartford Pricing Encompass Insurance Pricing
Billing and Payment The Hartford Billing Encompass Insurance Billing
Contacting the Insurer The Hartford Support Encompass Insurance Support
Overall Satisfaction The Hartford Satisfaction Encompass Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

The Hartford scored higher Encompass Insurance on policy offerings. This translates to mean Encompass Insurance offers fewer coverages than The Hartford. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

The Hartford and Encompass Insurance Price Comparison

The Hartford was rated higher than Encompass Insurance on insurance prices. That doesn't mean that The Hartford will always have lower prices on car insurance than Encompass Insurance, however. It's critical that you perform a comparison of both The Hartford and Encompass Insurance car insurance rates to find out which is lower.

The Hartford vs Encompass Insurance - Who Has Cheaper Insurance?

Many factors impact what you pay for car insurance, and The Hartford and Encompass Insurance may prefer one type of driver over another. One way to discover whether Encompass Insurance or The Hartford has the lowest car insurance rates is to compare rates now.

Customers rated The Hartford superior to Encompass Insurance for billing and payment options. Having more ways to pay your bill is important to many consumers.

Being able to get in touch with your company at claim time is extremely important. For ease of contacting the insurance company, The Hartford ended up the same as Encompass Insurance.

Summing it Up

Is it a smart move to choose a company just because it has more stars? Consumer ratings are a good place to start when buying car insurance, but just because The Hartford earned a better consumer rating as Encompass Insurance, that doesn't mean you will have the identical experience.

Key Tips for Buying Car Insurance Online

  • Higher physical damage deductibles mean less premium paid
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Consider packaging your home and auto insurance to save money
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it