The Hartford vs GEICO - Which Car Insurance is Cheaper?

If The Hartford and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like The Hartford and GEICO to find the cheapest rate!

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The Hartford and GEICO Compared

  The Hartford Ratings GEICO Ratings
Policy Offerings The Hartford Policy Offerings GEICO Policy Offerings
Pricing The Hartford Pricing GEICO Pricing
Billing and Payment The Hartford Billing GEICO Billing
Contacting the Insurer The Hartford Support GEICO Support
Overall Satisfaction The Hartford Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

The Hartford scored lower GEICO on policy offerings. This translates to mean GEICO offers more coverages than The Hartford. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

The Hartford and GEICO Price Comparison

The Hartford was rated lower than GEICO on insurance prices. That doesn't mean that The Hartford will always have worse prices on car insurance than GEICO, however. The Hartford may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

The Hartford vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. The Hartford or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

Customers rated The Hartford fairly even with GEICO for billing and payment options. Having more ways to pay your bill is important to many consumers.

Being able to get in touch with your company at claim time is extremely important. Policyholders of The Hartford rated the ability to contact the company the same as GEICO.

Summing it Up

Do more overall stars really mean a company is good or bad? Consumer ratings are a good place to start when buying car insurance, but just because The Hartford earned a similar consumer rating as GEICO, that doesn't mean you will have the identical experience.

How To Effectively Compare Car Insurance Rates

  • Higher physical damage deductibles mean less premium paid
  • Every year, shop your car insurance coverage around to find the lowest rate
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it