The Hartford vs Kemper - Who Has Cheaper Insurance?

Buying auto insurance from The Hartford and Kemper is easy to do online, but first make sure you read other consumer's reviews of each company. Finding out how other insureds have fared with car insurance companies is a good indication of how your experience will be with the same company.

Quickly compare rates from top auto insurance companies like The Hartford and Kemper to find the cheapest rate!

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Survey Ratings for The Hartford and Kemper

  The Hartford Ratings Kemper Ratings
Policy Offerings The Hartford Policy Offerings Kemper Policy Offerings
Pricing The Hartford Pricing Kemper Pricing
Billing and Payment The Hartford Billing Kemper Billing
Contacting the Insurer The Hartford Support Kemper Support
Overall Satisfaction The Hartford Satisfaction Kemper Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

The Hartford scored higher Kemper on policy offerings. This translates to mean Kemper offers fewer coverages than The Hartford. More coverages means you can insure your home, car, RV, and possibly even life with the same company.

The Hartford and Kemper Price Comparison

The Hartford was rated about the same as Kemper on insurance prices. That doesn't mean that The Hartford will always have identical prices on car insurance than Kemper, however. The Hartford or Kemper may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

The Hartford vs Kemper - Who Has Cheaper Insurance?

The only way to know which company has the lowest rate is to get a car insurance comparison quote now. You may qualify for low rates with The Hartford but not Kemper, or vice versa.

Customers rated The Hartford fairly even with Kemper for billing and payment options. Having more ways to pay your bill is important to many consumers.

Being able to get in touch with your company at claim time is extremely important. The Hartford was judged to be the same as Kemper when consumers attempted to contact the company.

Summing it Up

Should you buy from the company with the higher overall rating? Consumer ratings are a good place to start when buying car insurance, but just because The Hartford earned a similar consumer rating as Kemper, that doesn't mean you will have the identical experience.

Consumer Auto Insurance Buying Tips

  • Higher physical damage deductibles mean less premium paid
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Every year, shop your car insurance coverage around to find the lowest rate