The Hartford vs Shelter Insurance - Compare Car Insurance Rates and Reviews

Both The Hartford and Shelter Insurance offer car insurance coverage, but does their pricing and service measure up to your standards? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like The Hartford and Shelter Insurance to find the cheapest rate!

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To easily compare rates of car insurance companies in your area, simply click on the above quote button and submit the short form.

Comparing The Hartford to Shelter Insurance

  The Hartford Ratings Shelter Insurance Ratings
Policy Offerings The Hartford Policy Offerings Shelter Insurance Policy Offerings
Pricing The Hartford Pricing Shelter Insurance Pricing
Billing and Payment The Hartford Billing Shelter Insurance Billing
Contacting the Insurer The Hartford Support Shelter Insurance Support
Overall Satisfaction The Hartford Satisfaction Shelter Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

The Hartford scored lower Shelter Insurance on policy offerings. This translates to mean Shelter Insurance offers more coverages than The Hartford. Having better policy offerings can mean less cost for more coverage.

The Hartford and Shelter Insurance Price Comparison

The Hartford was rated lower than Shelter Insurance on insurance prices. That doesn't mean that The Hartford will always have worse prices on car insurance than Shelter Insurance, however. The Hartford or Shelter Insurance may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

The Hartford vs Shelter Insurance - Compare Car Insurance Rates and Reviews

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be The Hartford or Shelter Insurance, or possibly even a different company.

Customers rated The Hartford fairly even with Shelter Insurance for billing and payment options. Having more ways to pay your bill is important to many consumers.

Being able to get in touch with your company at claim time is extremely important. Survey results show that The Hartford came in lower than Shelter Insurance when ranking consumers ability to get in touch with the company.

Summing it Up

Does a higher overall rating really mean a company is better? Consumer ratings are a good place to start when buying car insurance, but just because The Hartford earned a worse consumer rating as Shelter Insurance, that doesn't mean you will have the identical experience.

Best Way to Compare Auto Insurance Rates

  • Higher physical damage deductibles mean less premium paid
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Better drivers pay lower car insurance premiums