Progressive vs GEICO – Does Flashy Advertising Equal Cheaper Car Insurance?

In the battle of the online car insurance powerhouses, Progressive insurance and GEICO are the two biggest online car insurance companies.

On one channel, Flo is trying to sell you car insurance by attempting to give Progressive a feeling that you simply take that perfect insurance solution box off the shelf and run it through the checkout isle.

Flip to another channel, and the GEICO gecko is talking to his boss, turning on disco ball lights or wandering through grass into a busy street, all in an attempt to lure your car insurance premium dollars.

Who is Cheaper?  GEICO or Progressive?

This question has undoubtedly baffled lots of online car insurance consumers, and the answer is only found by obtaining a comparison quote using identical apples to apples policy values for each carrier.

The key to finding out whether Progressive costs less than GEICO (or vice versa) is to compare the exact set of car insurance deductibles, coverage limits and add-on coverages like rental car reimbursement or roadside assistance.  If you don’t use the same values for each company, you will not get a fair comparison quote.  It’s that simple.

Now if you’re like a lot of consumers and just want the cheapest auto insurance possible, then just click on the comparison graphic in this post and complete the quick quote form.  Your information is used to generate quotes from multiple companies (privacy secured of course) and you can then compare rates from not only GEICO and Progressive, but also many of the other car insurance companies in your area.

The “big boys” of car insurance spend millions of dollars each year on flashy marketing campaigns on TV, radio, the web and in print, but some of the best car insurance deals can be obtained through smaller local companies that you can only find by completing a quote form like the ones found on our site.

Don’t Forget About the Smaller Guys!

Smaller companies can focus on insuring smaller groups of policyholders, while companies like Progressive and GEICO have to force policyholders in New York to pay for extensive losses in California.  If the companies aren’t making money, rates go up.  But smaller companies are able to pass on savings to their policyholders and the end result may be a lower rate for you.

So take a few minutes and complete our quote form and compare those rates with other companies of your choice, such as GEICO and Progressive.  The savings just might surprise you!