DUI Car Insurance – Three Steps to Lower Rates

If you’ve received a DUI, chances are you’ve been beaten up pretty good by court costs, fines and attorney’s fees. The last thing you need to worry about is finding DUI car insurance.

You may have gotten by for a little while on your current policy before your car insurance company discovered your DUI on your driving record. And now that they know about it, your rates either went through the roof or they will not renew your policy.  It can be a nasty experience to get that renewal bill in the mail and have your chin hit the floor when you see how much your rates went up.

But don’t despair. There are plenty of other car insurance companies out there that are willing to insure you even with a DUI. Yes, you probably will pay more than you paying before you received the DUI, but there’s a good chance you can find a lower rate than you are getting with your current company.

If you’re state is requiring you to file an SR-22, that simply means they want you to prove that you are insured for at least the minimum liability limits that are required by your state. Liability insurance protects other drivers if you cause an accident. The state just wants to make sure that you are not driving uninsured since you have a major violation on your driving record.

Car insurance companies will file the SR-22 with your state as long as you indicate to them that the filing is required. If you drop your coverage for any reason, the company will notify the state DMV that you no longer have the required liability coverage in place. This can result in your license being revoked completely, so never let your car insurance lapse without new coverage in place.

There are a lot of different insurance companies in every state. Some you may not have even heard of. And believe it or not, there are companies that specialize in insuring high risk drivers such as those with DUI convictions, reckless driving, driving without insurance and driving with suspended licenses.

So don’t think that just because you have a DUI or are required to file an SR-22 that you cannot obtain car insurance.  YOU CAN! You just need to look in the right place!

Here’s what you need to do to start finding a better DUI car insurance company:

1. Click here to start a rate comparison form. The form will ask you a few quick questions and then it will match you up with companies who are willing to insure you even WITH a DUI.
2. Compare rates and find the best price on coverage for your vehicles.
3. Select the company you want to use and buy your new policy.

That’s all there is to it. You don’t need to make a hundred phone calls to different companies who won’t insure drivers with DUI’s or waste your time completing form after form on different websites. One form is all you need to find DUI car insurance.