Insurance Rates Decline for Honda CRX Owners

Tired of paying out the nose each month for car insurance? You are in the same boat as many other drivers. Drivers have multiple car insurance companies to purchase coverage from, and although it’s nice to have a choice, having more insurance companies makes it harder to compare rates and find the lowest cost auto insurance.

Cheap Auto Insurance Comparisons

There are a lot of ways to shop for auto insurance, but some are less time-consuming than others. You could waste time talking about coverages with local insurance agents in your area, or you can stay home and use the internet to get rates in a matter of minutes.

Many of the larger companies participate in a marketplace where prospective buyers only type in their quote data once, and every company provides a quote. This saves time by eliminating quote forms to every company.

To find out what other companies charge click here (opens in new window).

The one disadvantage to doing it this way is buyers cannot specifically choose which companies to get quotes from. If you wish to select specific providers to receive pricing from, we have assembled a list of auto insurance companies in your area. Click here to view list.

It’s your choice how you get your quotes, but make sure you use the exact same information with each company. If you use different limits and deductibles on each one it will be very difficult to determine the lowest rate for your Honda CRX.

Verify you’re getting all your discounts

Car insurance companies do not advertise all available discounts in a way that’s easy to find, so here is a list some of the more common as well as the least known discounts you could be receiving. If you aren’t receiving every discount possible, you’re paying more than you need to.

• Multi-policy Discount – If you insure your home and vehicles with the same insurance company you may save approximately 10% to 15%.
• Drivers Ed for Students – Require your teen driver to take driver’s ed class in high school.
• Good Student Discount – Performing well in school can save 20 to 25%. The good student discount can last well after school through age 25.
• Club Memberships – Belonging to a civic or occupational organization could trigger savings when buying auto insurance for CRX insurance.
• Payment Discounts – If paying your policy premium upfront instead of monthly or quarterly installments you may reduce your total bill.
• Anti-theft System – Anti-theft and alarm systems prevent vehicle theft and earn discounts up to 10%.
• Senior Discount – Mature drivers can possibly qualify for a small decrease in premiums for CRX insurance.
• Discounts for Safe Drivers – Drivers who don’t get into accidents may save up to 50% more for CRX insurance than their less cautious counterparts.
• More Vehicles More Savings – Buying coverage for multiple cars or trucks on the same auto insurance policy can get a discount on all vehicles.
• Homeowners Savings – Being a homeowner may earn you a small savings due to the fact that maintaining a home requires personal responsibility.

It’s important to note that many deductions do not apply the the whole policy. Most only reduce the cost of specific coverages such as liability, collision or medical payments. So when the math indicates it’s possible to get free car insurance, you won’t be that lucky.

When should I talk to an agent?

When it comes to buying adequate coverage, there really is no one size fits all plan. Everyone’s situation is unique so this has to be addressed. Here are some questions about coverages that might point out whether your personal situation might need professional guidance.

• Should I buy more coverage than the required minimum liability coverage?
• What happens if I owe more than my Honda CRX is worth?
• What should my uninsured motorist coverage limits be in my state?
• Am I covered by my spouse’s policy after a separation?
• Do I benefit by insuring my home with the same company?
• What is covered by UM/UIM coverage?

If you don’t know the answers to these questions but one or more may apply to you, you might consider talking to a licensed insurance agent. If you want to speak to an agent in your area, take a second and complete this form or you can go here for a list of companies in your area. It only takes a few minutes and can provide invaluable advice.