Compare Car Insurance Rates for a Honda CR-V

Searching for low-cost insurance for a Honda CR-V can normally be a painful process, but you can learn a few tricks to find lower rates. There are both good and bad ways to find car insurance online so we’re going to tell you the proper way to compare rates for a new or used Honda and obtain the cheapest rates either online or from local insurance agents.

You need to shop coverage around occasionally because prices fluctuate regularly. Just because you found the best deal on CR-V insurance a year ago there may be better deals available now. So just ignore everything you know about car insurance because we’re going to show you how to quote online to reduce your cost while increasing coverage.

If you have a current car insurance policy or are just looking to switch companies, you can use these tips to find better prices and still get good coverage. Shopping for affordable car insurance is easy if you know what you’re doing. Vehicle owners just need to learn how to get comparison quotes over the internet.

Fast and Easy Car Insurance Quotes

Reducing your Honda CR-V insurance rates is a fairly straight forward process. Consumers just need to take time comparing rate quotes online from several insurance companies. This is very easy and can be done using a couple different methods.

• One of the simplest ways consumers can make multiple comparisons is to use a rate comparison form click here to open form in new window. This type of form keeps you from doing separate quote forms to each individual car insurance company. Filling out one form will get you price quotes from multiple companies. Just one form and you’re done.
• A harder way to obtain and compare quotes online is going to each company’s website to request a price quote. For example, let’s say you want comparison quotes from Liberty Mutual, Progressive and Allstate. You would have to spend time on each company’s site to input your insurance information, which is why the first method is quicker.

  For a list of links to insurance companies in your area, click here.

It’s up to you which method you use, but compare exactly the same quote information on every quote. If you compare mixed coverages you can’t possibly decipher which rate is best.

Save big with these discounts

Auto insurance companies do not list all their discounts very well, so here is a list some of the best known and the harder-to-find discounts you could be receiving. If you don’t get every credit you deserve, you are throwing money away.

• Student Driver Training – Make teen driver coverage more affordable by requiring them to successfully complete driver’s ed class in high school.
• Accident Waiver – A few companies permit an accident before your rates go up so long as you haven’t had any claims for a set time period.
• Claim Free – Drivers who don’t have accidents can save substantially compared to drivers who are more careless.
• Multiple Cars – Buying insurance for all your vehicles on one policy can get a discount on all vehicles.
• Senior Citizens – If you qualify as a senior citizen, you may qualify for reduced rates on CR-V insurance.
• Braking Control Discount – Vehicles equipped with ABS or steering control can reduce accidents and therefore earn up to a 10% discount.
• Discount for New Cars – Adding a new car to your policy can save up to 30% compared to insuring an older model.
• Theft Prevention System – Vehicles equipped with anti-theft or alarm systems help deter theft and earn discounts up to 10%.
• Good Students Pay Less – A discount for being a good student can be rewarded with saving of up to 25%. This discount can apply up to age 25.

Consumers should know that most credits do not apply to the overall cost of the policy. Most only apply to the cost of specific coverages such as liability and collision coverage. So even though it sounds like adding up those discounts means a free policy, you won’t be that lucky.

To choose insurance companies with discount car insurance rates, click here.

Quote often and quote early

We’ve covered some good ideas how to lower your Honda CR-V insurance rates. The most important thing to understand is the more rate quotes you have, the higher the chance of saving money. You may be surprised to find that the most savings is with a smaller regional carrier.

When you buy insurance online, don’t be tempted to buy less coverage just to save a little money. In many cases, consumers will sacrifice physical damage coverage to discover at claim time they didn’t have enough coverage. The ultimate goal is to purchase plenty of coverage at a price you can afford, not the least amount of coverage.

Discount Honda CR-V insurance is definitely available both online as well as from independent agents, and you should compare price quotes from both to have the best rate selection. Some insurance providers don’t offer online price quotes and these smaller companies work with independent agents.