Drivers Find Ways to Save on Cadillac CTS Insurance

Expensive car insurance can empty your personal savings, especially in this economy. Doing a price comparison is a smart way to make sure you’re not throwing money away. Companies like State Farm, GEICO and Farmers Insurance all promote huge savings with fancy advertisements and it can be hard to ignore the flashy ads and find the best price available.

If you have a policy now or are looking for a new policy, you can use these tips to get lower rates and possibly find even better coverage. Finding affordable coverage is quite easy. Vehicle owners just need to know the most effective way to shop for car insurance on the web.

Comparison of Car Insurance

Comparing car insurance rates can take time and effort if you don’t know the easiest way. You could spend the better part of a day talking to local insurance agents in your area, or you can utilize the web to get the quickest rates.

All the larger companies are enrolled in a marketplace that enables customers to only type in their quote data once, and every company can provide price quotes based on the submitted data. This eliminates the need for quote requests to every company. To use this form to compare rates click here to open in new window.

The single downside to doing it this way is you don’t know exactly the providers to get pricing from. So if you prefer to pick specific insurance companies to compare rates, we have a page of car insurance companies in your area. Click here for list of insurance companies.

It’s up to you which method you use, but make absolute certain that you use exactly the same information on every quote. If you are comparing different liability limits it will be next to impossible to make an equal comparison.

Verify you’re getting all your discounts

Companies offering auto insurance don’t always publicize all available discounts very clearly, so here is a list some of the best known and the harder-to-find ways to save on car insurance. If you’re not getting every credit you deserve, you are throwing money away.

• No Accidents – Drivers with accident-free driving histories pay much less as compared to frequent claim filers.
• Braking Control Discount – Vehicles with anti-lock braking systems are safer to drive and earn discounts up to 10%.
• Discount for Life Insurance – Companies who offer life insurance give lower rates if you buy life insurance.
• Distant Student – Any of your kids who attend school more than 100 miles from home and do not have a car may qualify for this discount.
• Homeowners Pay Less – Being a homeowner may trigger a car insurance policy discount due to the fact that maintaining a home shows financial diligence.
• Early Signing – Some companies give discounts for switching policies before your current policy expires. This can save 10% or more.
• Seat Belts Save – Requiring all passengers to use a seat belt could cut 10% or more off your PIP or medical payments premium.

Keep in mind that most discounts do not apply to your bottom line cost. Most cut specific coverage prices like collision or personal injury protection. So despite the fact that it appears you would end up receiving a 100% discount, companies wouldn’t make money that way.