Easy Tips to Save Money on Joliet Illinois Car Insurance

Are you sick and tired of robbing Peter to pay Paul to insure your vehicles every month? Your situation is no different than many other Illinois consumers.

There is such a variety of insurers to purchase coverage from, and though it is a good thing to have a selection, having more car insurance companies makes it harder to compare rates and find the lowest cost car insurance.

Compare Car Insurance Today

All major car insurance companies such as Allstate and Progressive quote prices for coverage on their websites. Getting online quotes is fairly simple as you just type in your coverage information into the quote form. Behind the scenes, their system makes automated requests for your driving and credit reports and generates pricing information. This makes comparing rates easy, but the time it takes to visit different websites and complete many quote forms gets old quite quickly. But it is imperative to compare as many rates as possible in order to get the lowest price.

There is a better way!

The smarter way to lower your rates uses one simple form that obtains quotes from many companies. This type of form saves time, helps eliminate reptitive entry, and makes comparison shopping much simpler. After your information is entered, your coverage is rated with multiple companies and you can pick any of the quotes that you receive.

If a lower price is quoted, you simply finish the application and purchase the new policy. This process takes just a few minutes to complete and may result in a nice savings.

To quickly compare rates now, click here to open in new window and enter your information. If you currently have coverage, we recommend you complete the form with the insurance coverages exactly as they are listed on your policy. This helps ensure you are getting comparison quotes for similar coverage.

Discounts are great for lower rates

Car insurance is not cheap, but you may find discounts that many people don’t even know exist. Some trigger automatically when you purchase, but less common discounts must be inquired about before being credited.

• Passive Restraint Discount – Factory air bags and/or automatic seat belt systems can receive discounts of up to 25% or more.
• Paperwork-free – Certain companies will discount your bill up to fifty bucks simply for signing over the internet.
• Drive Safe and Save – Drivers who avoid accidents may save up to 50% more than their less cautious counterparts.
• Homeowners Savings – Being a homeowner may trigger a car insurance policy discount because owning a home is proof that your finances are in order.
• Driver’s Ed – Cut your cost by having your teen driver enroll in driver’s education if offered at their school.
• Discount for Life Insurance – Larger companies have lower rates if you buy auto and life insurance together.

Drivers should understand that many deductions do not apply to the entire cost. Some only apply to the price of certain insurance coverages like liability and collision coverage. Just because you may think having all the discounts means you get insurance for free, you won’t be that lucky. Any amount of discount will reduce your premiums.

For a list of insurers with the best car insurance discounts in Joliet, click here to view.

Much more information about car insurance in Illinois is located on the website for the Illinois Department of Insurance found here. Consumers can find out industry alerts, view a list of available companies, and learn about specific coverages.

Other useful links include III.org’s auto insurance page and QuoteClickSave.com.