Better Tips to Save When Buying Insurance for Your GMC G3500 Van

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Believe me, there are lots of people in the same boat. Since consumers have many insurance providers from which to choose, it can be impossible to pick the lowest cost car insurance company.

This information will introduce you to the most effective way to quote insurance and some money-saving tips. If you currently have car insurance, you will most likely be able to save some money using these techniques. Vehicle owners just need to know the most efficient way to compare company rates online.

Vehicle Insurance Comparison

There are multiple methods to compare auto insurance prices but one way is less time-consuming than others. You can waste a lot of time talking to agents in your area, or you can stay home and use online quoting to accomplish the same thing much quicker.

Many companies belong to a marketplace where insurance shoppers enter their policy data once, and every company can give them a price based on that information. This system prevents you from having to do quote requests for each company you want a rate for.

To access this free quoting program, click here to start a free quote.

The one downside to doing it this way is you are unable to specify the providers to get pricing from. So if you want to select individual companies to compare rates, we have a page of auto insurance companies in your area. Click here to view list.

It doesn’t matter which method you choose, just ensure you’re using identical coverage limits for each price quote. If you have different values for each quote you can’t possibly determine which rate is truly the best.

Discounts are available to cut your rates

Car insurance is not cheap, but you may find discounts that can drop the cost substantially. Certain discounts will be applied at the time of purchase, but some must be inquired about prior to getting the savings. If you’re not getting every credit you qualify for, you’re paying more than you need to.

• Theft Prevention System – Anti-theft and alarm systems are stolen less frequently and earn discounts up to 10%.
• Drivers Ed for Students – Make teen driver coverage more affordable by requiring them to successfully complete driver’s ed class if offered at their school.
• Senior Citizens – If you’re over the age of 55, you may be able to get better auto insurance rates for G3500 van coverage.
• Resident Student – Children living away from home attending college and do not have access to a covered vehicle may be able to be covered for less.
• Seat Belts Save more than Lives – Buckling up and requiring all passengers to use their safety belts could save 15% off the personal injury premium cost.
• Bundle and Save – When you have multiple policies with one company you may earn approximately 10% to 15%.
• Sign Early and Save – A few companies offer discounts for switching to them before your current expiration date. It can save you around 10%.
• Federal Government Employee – Employees or retirees of the government may qualify you for a discount for G3500 van coverage depending on your company.
• Passive Restraint Discount – Factory air bags and/or automatic seat belt systems can get savings of up to 25% or more.
• Good Student Discount – A discount for being a good student can earn a discount of 20% or more. The good student discount can last up until you turn 25.

It’s important to note that most discount credits are not given to all coverage premiums. Most only apply to individual premiums such as comp or med pay. Even though it may seem like all those discounts means the company will pay you, you won’t be that lucky. Any amount of discount will help reduce the cost of coverage.

For a list of providers with the best auto insurance discounts, click here to view.

You are unique and your auto insurance should be too

When it comes to choosing proper insurance coverage for your personal vehicles, there isn’t really a perfect coverage plan. Every situation is different so your insurance should reflect that For example, these questions might help in determining whether or not you would benefit from an agent’s advice.

• Should I file a claim if it’s only slightly more than my deductible?
• Does my GMC G3500 Van need full coverage?
• Do I have any recourse if my insurance company denies a claim?
• Do I need medical payments coverage since I have good health insurance?
• If my GMC G3500 Van is totaled, can I afford another vehicle?
• When should my teen driver be added to my policy?
• Am I covered when driving a rental car?

If you can’t answer these questions then you might want to talk to an agent. If you don’t have a local agent, simply complete this short form or click here for a list of auto insurance companies in your area. It only takes a few minutes and you can get the answers you need.