Buy Scion iQ Insurance for Less Money

Paying for high-priced Scion iQ insurance can drain your savings account and make it impossible to make ends meet. Doing a price comparison is a smart way to help make ends meet.

Drivers have multiple insurance companies to purchase coverage from, and although it’s nice to be able to choose, it can be more challenging to find the best rates for your vehicles.

How to Compare Auto Insurance Quotes

All major auto insurance companies such as GEICO, State Farm and Progressive provide insurance quotes directly from their websites. Getting online quotes is pretty easy as you just type in your personal and coverage information as requested by the quote form. When complete, the company’s rating system pulls your driving and credit reports and quotes a price based on many factors. Quoting online makes comparing rates easy, but having to visit each company’s website and repetitively type in the same information gets old quite quickly. But it’s very important to perform this step if you want to find a lower rate.

The preferred way to find better auto insurance pricing is to use a quote form that analyzes rates from many companies. It saves time, reduces the work, and makes rate comparisons a lot less work. As soon as the form is sent, it is rated and you can choose any one of the pricing results.

If the quotes result in lower rates, you can simply submit the application and buy the new coverage. The whole process only takes a few minutes and you will know how your current rates stack up.

To save time and fill out one form to compare multiple rates now, click here to open in a new tab and enter your information. If you currently have coverage, we recommend that you enter the coverages identical to your current policy. Doing this assures you will have rate comparison quotes based on similar coverages.

Do drivers who switch really save $445 a year?

Auto insurance providers like GEICO, State Farm and Progressive consistently run television and radio advertisements. They all make the same claim of big savings if you change to their company. How does each company claim to save you money?

Different companies are able to cherry pick for the driver that is profitable for them. A good example of a preferred risk might be profiled as between the ages of 30 and 50, has no tickets, and drives newer vehicles. A customer who matches those parameters receives the best rates and therefore will save quite a bit of money when switching.

Potential customers who do not match the requirements will be quoted a more expensive rate and ends up with the customer not buying. The ads state “customers that switch” not “everyone that quotes” save money. This is how companies can truthfully advertise the savings.

This emphasizes why you should get as many comparisons as possible. Because you never know which company will give you the biggest savings.

Are you getting all your discounts?

Car insurance can cost a lot, but you can get discounts that can drop the cost substantially. Certain discounts will be triggered automatically when you get a quote, but less common discounts must be inquired about prior to getting the savings.

• Employee of Federal Government – Active or retired federal employment may qualify you for a discount for iQ insurance depending on your company.
• Discount for Life Insurance – Companies who offer life insurance give better rates if you take out life insurance.
• Anti-theft System – Vehicles equipped with anti-theft or alarm systems are stolen less frequently and will save you 10% or more.
• Own a Home – Being a homeowner can help you save on auto insurance because maintaining a house shows financial diligence.
• E-sign – Some insurance companies give back up to $50 for buying your policy on their website.
• Driver’s Ed – Make teen driver coverage more affordable by requiring them to take driver’s ed class if it’s offered in school.
• New Car Discount – Buying coverage on a new vehicle can save up to 30% due to better safety requirements for new cars.
• Air Bag Discount – Vehicles equipped with air bags or motorized seat belts may earn rate discounts of 20% or more.
• Low Mileage Discounts – Fewer annual miles on your Scion could be rewarded with lower rates on the low mileage vehicles.
• More Vehicles More Savings – Buying insurance for multiple cars or trucks with the same company can get a discount on all vehicles.

It’s important to note that some of the credits will not apply to all coverage premiums. A few only apply to the cost of specific coverages such as physical damage coverage or medical payments. So when the math indicates all the discounts add up to a free policy, it just doesn’t work that way. But all discounts will help reduce the amount you have to pay.

To see a list of companies offering auto insurance discounts, click here.

Smart shoppers get results

Low-cost Scion iQ insurance is attainable both online and with local insurance agents, and you need to comparison shop both in order to have the best chance of saving money. Some companies do not offer you the ability to get quotes online and many times these small, regional companies only sell through independent insurance agents.

As you prepare to switch companies, it’s very important that you do not skimp on coverage in order to save money. There are too many instances where an insured dropped liability coverage limits and learned later they didn’t have enough coverage. The proper strategy is to purchase plenty of coverage for the lowest price while still protecting your assets.