Find How to Get Lower Rates on Dodge Intrepid Insurance

Have you had enough of robbing Peter to pay Paul each month for car insurance? Your situation is no different than the majority of other car owners. With consumers having so many auto insurance companies to choose from, it can be impossible to locate the best provider.

It’s important to get comparison quotes every six months since insurance rates fluctuate regularly. Even if you got the best rates on Intrepid coverage a few years ago the chances are good that you can find a lower rate today. Ignore everything you know about auto insurance because you’re about to learn the easiest way to find great coverage at a great price.

Buying car insurance is not that difficult. If you have car insurance now, you stand a good chance to be able to reduce your rates substantially using these techniques. Consumers just need to understand the tricks to get comparison quotes on the web.

Pay less by taking advantage of discounts

Car insurance companies don’t list all their discounts in a way that’s easy to find, so we took the time to find both well-publicized as well as the least known auto insurance savings. If you aren’t receiving every discount you deserve, you are paying more than you should be.

• Bundle and Save – When you have multiple policies with the same company you could get a discount of approximately 10% to 15%.
• Payment Method – If you pay your entire premium ahead of time rather than paying monthly you could save 5% or more.
• 55 and Retired – Mature drivers can possibly qualify for a discount up to 10% on Intrepid coverage.
• Life Insurance – Select insurance companies reward you with better rates if you take out a life insurance policy as well.
• Own a Home – Owning a house may earn you a small savings due to the fact that maintaining a home is proof that your finances are in order.
• Paperless Signup – Some insurance companies may give you up to $50 simply for signing digitally online.

As a disclaimer on discounts, some of the credits will not apply to the entire policy premium. Most cut the price of certain insurance coverages like physical damage coverage or medical payments. Just because it seems like you could get a free auto insurance policy, auto insurance companies aren’t that generous.

For a list of providers who offer auto insurance discounts, click here to view.

Is there deception in advertising?

Consumers can’t ignore all the ads for the lowest price auto insurance from companies such as GEICO, State Farm and Progressive. They all have a common claim of big savings after switching your policy.

How do they all claim to save you money? This is how they do it.

All companies can use profiling for the type of driver that is profitable for them. An example of a driver they prefer could possibly be between 30 and 50, has no driving citations, and has great credit. A customer who matches those parameters will qualify for the lowest rates and most likely will save when switching.

Potential customers who don’t qualify for these standards must pay a more expensive rate and this can result in the driver buying from a lower-cost company. The ad wording is “customers that switch” not “people who quote” save that much money. This is how insurance companies can make those claims. This illustrates why drivers must compare many company’s rates. It’s just too difficult to predict which auto insurance company will give you the biggest savings.

Do the work, save more money

We’ve covered quite a bit of information on how to shop for Dodge Intrepid insurance online. The key thing to remember is the more providers you compare, the more likely it is that you will get a better rate. You may even discover the biggest savings come from some of the lesser-known companies. These smaller insurers may cover specific market segments cheaper compared to the large companies like State Farm and Allstate.

Cheaper Dodge Intrepid insurance is available online and also from your neighborhood agents, and you need to price shop both in order to have the best chance of saving money. A few companies may not provide you the ability to get quotes online and most of the time these small insurance companies sell through independent agents.