How to Get the Absolute Best Rates When Insuring a Chevy Classic

No one in their right mind cherishes buying car insurance, especially when they are paying too much. Big-name insurance companies like State Farm, Farmers Insurance, GEICO and Allstate constantly bombard you with catchy ads and consumers find it hard to ignore the propoganda and take the time to shop coverage around.

If you have a current car insurance policy or are just looking to switch companies, you can learn to find the best rates while maintaining coverages. Choosing the best insurance company for you is easy if you know what you’re doing. Vehicle owners just need to understand the best way to compare price quotes over the internet.

Verify you’re getting all your discounts

Auto insurance companies do not list all available discounts in an easy-to-find place, so we break down some of the best known and the harder-to-find discounts you could be receiving. If they aren’t giving you every credit possible, you’re just leaving money on the table.

• Anti-theft System – Anti-theft and alarm systems help deter theft and qualify for as much as a 10% discount.
• Save with a New Car – Buying coverage on a new vehicle can save up to 30% due to better safety requirements for new cars.
• Life Insurance – Larger companies have better rates if you take out life insurance.
• Discounts for Safe Drivers – Drivers who don’t get into accidents may save up to 50% more on Classic insurance than less cautious drivers.
• Defensive Driving Course – Successfully completing a course teaching defensive driving skills could save 5% or more depending on where you live.
• Sign Online – A few companies may give you up to $50 just for signing your application online.
• Multi-policy Discount – If you have multiple policies with one insurance company you may save at least 10% off all policies.
• Military Rewards – Being on active duty in the military may qualify for rate reductions.

It’s important to note that some credits don’t apply to the entire cost. Most only cut the cost of specific coverages such as comprehensive or collision. So when the math indicates having all the discounts means you get insurance for free, companies wouldn’t make money that way.

How to Compare Car Insurance

All the larger car insurance companies give pricing on their websites. Obtaining pricing doesn’t take much effort as you just enter as requested by the quote form. Upon sending the form, the company’s rating system obtains your driving and credit reports and provides a quote. This makes comparing rates easy, but the work required to visit multiple sites and enter the same data into a form gets old quite quickly. But it’s very important to get many rate quotes in order to get lower prices.

A quicker way to lower your rates makes use of a single form that gets prices from many companies. It saves time, eliminates repetitive work, and makes price shopping online much more efficient. As soon as the form is sent, it gets priced and you can select any of the pricing results. If a lower price is quoted, you simply finish the application and buy the new coverage. It takes 15 minutes at the most and you will find out if you’re overpaying now.

To compare pricing, simply click here to open in new window and enter your vehicle and coverage information. If you have your current policy handy, we recommend you enter your coverages identical to your current policy. This makes sure you will be getting a rate comparison based on identical coverages.

Online plus local equals savings

When you buy insurance online, make sure you don’t skimp on coverage in order to save money. Too many times, drivers have reduced liability limits or collision coverage and found out when filing a claim that it was a big error on their part. Your aim should be to find the BEST coverage for the lowest price.

You just learned some good ideas how you can lower your Chevy Classic insurance rates. It’s most important to understand that the more rate quotes you have, the better your comparison will be. Consumers may even find the lowest rates come from the smaller companies. These smaller insurers can often provide lower rates in certain areas than their larger competitors like State Farm or Progressive.