How to Get the Absolute Lowest Rates When Comparing Insurance for a Ferrari 348 GTB

Are you sick and tired of scraping the payment together each month for car insurance? You are no different than millions of other consumers.

Having so many companies and agents to choose from, it’s nearly impossible to locate the cheapest insurance company.

It is always a good idea to compare prices yearly because rates are rarely the same from one policy term to another. Even if you got the lowest rates on 348 GTB insurance two years ago there may be better deals available now. So just block out anything you think you know about auto insurance because you’re going to get a crash course in the tricks you need to know to find lower rates on auto insurance.

Compare Auto Insurance Today

All major auto insurance companies allow you to get coverage prices on the web. Getting online quotes is quite easy as you just enter your coverage information as requested by the quote form. When complete, their system automatically retrieves information on your driving record and credit history and returns a price based on many factors. Online price quotes helps simplify price comparisons, but the work required to visit multiple sites and type in the same information is repetitive and time-consuming. But it’s very important to compare as many rates as possible in order to get the best price on auto insurance.

The easiest way to get multiple rate quotes uses one simple form to return rates from several different companies. It saves time, eliminates form submissions, and makes online price comparison a lot less work. After sending the form, it gets priced with multiple companies and you can pick your choice of the returned quotes. If a lower price is quoted, you simply finish the application and purchase the new policy. This process can be completed in a matter of minutes and could lower your rates considerably.

To save time and find out what other companies charge, click here to open in new window and enter your vehicle and coverage information. To compare your current rates, we recommend you replicate the coverage information identical to your current policy. This helps ensure you will have a price comparison based on similar coverages.

Discounts are available to cut your rates

Companies that sell car insurance don’t list all available discounts in an easy-to-find place, so here is a list some of the more common and the harder-to-find auto insurance savings.

• Early Switch Discount – Select companies give a discount for switching policies before your current policy expires. It’s a savings of about 10%.
• Own a Home – Owning a house may earn you a small savings due to the fact that maintaining a home requires personal responsibility.
• Sign Online – A few companies may give you up to $50 for buying a policy and signing up digitally online.
• Seat Belts Save more than Lives – Buckling up and requiring all passengers to wear their seat belts can save 10% or more on the medical payments or PIP coverage costs.
• Braking Control Discount – Cars that have steering control and anti-lock brakes can reduce accidents and therefore earn up to a 10% discount.

Keep in mind that most of the big mark downs will not be given to all coverage premiums. Some only apply to specific coverage prices like comp or med pay. So when it seems like adding up those discounts means a free policy, auto insurance companies aren’t that generous.

When should I use an insurance agent?

When choosing adequate coverage for your personal vehicles, there isn’t really a “perfect” insurance plan. Every insured’s situation is different and a cookie cutter policy won’t apply. For example, these questions can aid in determining whether you will benefit from professional help.

• Does my personal auto insurance policy cover using my vehicle for business use?
• Am I covered when renting a car or should I buy coverage from the car rental agency?
• Do I need PIP coverage since I have good health insurance?
• When do I need to add a new car to my policy?
• Do I benefit by insuring my home with the same company?
• Does my insurance cover damage caused when ticketed for reckless driving?
• Does my Ferrari 348 GTB need full coverage?
• Am I covered if I wreck a rental car?
• Who is covered by my policy?
• Will my rates increase for filing one claim?

If you’re not sure about those questions, you might consider talking to an insurance agent. To find lower rates from a local agent, complete this form or go to this page to view a list of companies.