Quick Tutorial for Shopping for Auto Insurance for an Audi A7

Are you sick and tired of being strong-armed each month for car insurance? You are no different than the majority of other car owners.

Many insurers vie to insure your vehicles, and it can be difficult to compare rates and uncover the absolute lowest cost out there.

Consumers need to check auto insurance prices every six months because rates are rarely the same from one policy term to another. Just because you found the best rates on A7 coverage a few years ago a different company probably has better rates today. Ignore everything you know about auto insurance because you’re about to find out one of the best ways to reduce your cost while improving coverage.

How to Get Cheap Auto Insurance

There are multiple methods to compare auto insurance prices but one way is less labor-intensive and much quicker. You could spend your day discussing policy coverages with insurance companies in your area, or you could save time and use online quoting to quickly compare rates.

Many companies belong to an insurance system that allows shoppers to complete one form, and at least one company can give them a price based on that information. This eliminates the need for quote requests for each company. To get comparison pricing now click to open in new window.

The single downside to pricing coverage this way is you don’t know exactly which providers you want to price. So if you prefer to pick from a list of companies to compare prices, we put together a list of low cost auto insurance companies in your area. Click to view list.

It’s up to you how you get prices quotes, just ensure you’re using identical coverage limits and deductibles for every quote you compare. If you have different values for each quote it’s impossible to make an equal comparison. Just a small difference in insurance coverages can result in a big premium difference. Just keep in mind that quoting more helps locate a lower rate.

Do you qualify for a discount?

Companies that sell car insurance do not list every available discount very well, so we took the time to find both well-publicized and also the lesser-known discounts you could be receiving.

• Sign Online – Some insurance companies may give you up to $50 for buying a policy and signing up over the internet.
• Federal Employees – Active or retired federal employment could cut as much as 10% off on A7 coverage with certain companies.
• New Vehicle Savings – Buying coverage on a new vehicle can be considerably cheaper since new cars are generally safer.
• Memberships – Participating in a professional or civic organization is a good way to get lower rates when buying auto insurance on A7 coverage.
• Drivers Education – Require your teen driver to take driver’s ed class in high school.
• Multiple Vehicles – Insuring multiple vehicles on the same auto insurance policy may reduce the rate for each vehicle.
• Good Student – Getting good grades can get you a discount of up to 25%. This discount can apply well after school through age 25.
• Multi-policy Discount – If you insure your home and vehicles with one insurance company you may save approximately 10% to 15%.
• One Accident Forgiven – Some insurance companies will allow you to have one accident without raising rates so long as you haven’t had any claims for a certain period of time.

A little note about advertised discounts, most discount credits are not given to the overall cost of the policy. The majority will only reduce the cost of specific coverages such as liability, collision or medical payments. Just because it seems like having all the discounts means you get insurance for free, it just doesn’t work that way.

For a list of providers with the best auto insurance discounts, click this link.

Don’t assume everyone needs the same coverage

When choosing the best auto insurance coverage, there is no “best” method to buy coverage. Everyone’s needs are different and your policy should reflect that. Here are some questions about coverages that may help highlight whether your personal situation may require specific advice.

• When should I not file a claim?
• Does my personal policy cover me when driving my company car?
• Am I covered when delivering products for my home-based business?
• Does my policy cover my teen driver if they drive my company car?
• When should my teen driver be added to my policy?
• What can I do if my company denied a claim?
• Am I covered by my spouse’s policy after a separation?
• Where can I get insurance after a DUI in my state?
• Do I need PIP coverage since I have good health insurance?
• Should I rate my Audi A7 as pleasure use or commute?

If you’re not sure about those questions but you think they might apply to your situation then you might want to talk to an agent. If you want to speak to an agent in your area, simply complete this short form or click here for a list of auto insurance companies in your area.